A credit union's profitability affects its safety and soundness. Earnings may be retained by the credit union, expanding its capital buffer, or be used to deal with problematic loans, potentially making the credit union more resilient in tough times. Losses, on the other hand, reduce a credit union's ability to do those things.
On Bankrate's earnings test, ALTURA scored 18 out of a possible 30, better than the national average of 10.31.
One sign that ALTURA is outperforming its peers in this area was its earnings ratio of 10.00 percent in our test, above the average for all credit unions.