How successful a credit union is at making money has an effect on its long-term survivability. A credit union can retain its earnings, giving a boost to its capital buffer, or use them to deal with problematic loans, potentially making the credit union more resilient in tough times. Losses, on the other hand, take away from a credit union's ability to do those things.
ALTAONE underperformed the average on Bankrate's test of earnings, achieving a score of 8 out of a possible 30.
One sign that the credit union is doing better than its peers in this area was its earnings ratio of 3.00 percent in our test, higher than the average for all credit unions.