How successful a credit union is at making money affects its long-term survivability. A credit union can retain its earnings, expanding its capital cushion, or put them to work addressing problematic loans, potentially making the credit union better prepared to withstand economic trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
On Bankrate's earnings test, AIR FORCE scored 2 out of a possible 30, falling short of the national average of 10.31.
AIR FORCE had an earnings ratio of 1.00 percent in our test, equal to the average for all credit unions, an indication that it's running neck and neck with its peers in this area.