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Got
no spare cash? It's an American problem
Ours may be the world's richest country, but our culture encourages us to spend
rather than save.
8 steps to
take before bankruptcy
Want a fresh start? Before you take the bankruptcy step, here are some ways
to dig yourself out.
Paying extra
doesn't always pay down loan
Adding more money to each car payment can just get you ''free months'' that
don't reduce your principal.
Credit card
minimums up, law changes
Your monthly payments will be higher and your odds of escaping them will be
lower, says Steve Bucci.
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