How profitable a bank is affects its long-term survivability. Earnings can be retained by the bank, expanding its capital buffer, or be used to address problematic loans, likely making the bank better able to withstand economic trouble. Banks that are losing money, however, have less ability to do those things.
The Bryn Mawr Trust Company scored 18 out of a possible 30 on Bankrate's earnings test, above the national average of 16.52.
Return on equity, calculated by dividing net income (profit, basically) by total equity, is one important way to measure a bank's earnings. The most recent annualized quarterly return on equity for The Bryn Mawr Trust Company was 9.24 percent, below the national average of 9.28 percent.
The bank reported net income of $17.5 million on total equity of $388.5 million for the twelve months ended June 30, 2017. The bank reported an annualized return on average assets, or ROA, of 1.04 percent, above the 1 percent deemed satisfactory in accordance with industry standards, but below the average for U.S. banks of 1.14 percent.