With more than 750 retail banking branches and more than 1,800 ATMs, M&T Bank provides personal banking and lending services to customers in six states and the District of Columbia. M&T Bank dates back to the founding of Manufacturers and Traders Bank in 1856, and through a series of acquisitions over the past decade, the bank now sits among the top 20 biggest financial holding companies in America.

A member of the FDIC, M&T Bank is headquartered in Buffalo, N.Y.

Personal banking with M&T Bank includes:

  • Checking.
  • Savings.
  • CDs.
  • Online and mobile banking.
  • Mortgage.
  • Loans: auto, boat and education.
  • Investment services.
  • Retirement planning services.
  • Insurance tools and planning.
  • Web trading.
  • Trust funds and estate planning.

Account options with M&T

Customers looking to open savings and checking accounts with M&T can choose from a variety of options, some of which have no monthly fees or balance requirements. All customers have access to online account management with these standard accounts. They can also track their trading and retirement accounts via the official M&T website.

Lending and credit with M&T

While M&T Bank does provide lending services for its individual consumers to finance houses, boats, cars and education expenses, M&T does not offer any consumer credit cards.

Recent news at M&T Bank

In 2009, M&T bought Provident Bank, which strengthened its reach in Maryland and the Washington, D.C., area, adding approximately 130 customer banking centers. M&T continues to grow its regional reach by adding ATM locations throughout the Middle Atlantic for its customers.

Check out M&T Bank’s Safe & Sound rating on Bankrate.com.

The M&T Bank corporate headquarters are located at:

1 M&T Plaza

Buffalo, NY 14203

To reach the corporate office directly, call (716) 842-5445. To access the bank’s toll-free number, call (800) 724-2440.

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