All America Bank in Oklahoma City offers its Ultimate Rewards Checking, with an average percentage yield for this type of account with a below-average balance cap. Bankrate’s 2016 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you’ll have to jump through to get them.

All America Bank
Notes:

Ultimate Rewards Checking: Available nationally. ATM fee refund: Up to $25 per statement cycle (if requirements are met). E-statements required with a valid email address. Balance above $10,000 yields 0.5%, if requirements are met.
Location Oklahoma City
Is it offered nationwide? Yes
APY % 1.5%
Default APY 0.25%
Number of monthly debit transactions required 10
Is bill pay or automatic withdrawal required? No
Direct deposit required? No
E-statements required? Yes
Balance cap $10,000
APY above cap 0.5%

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions Feb. 16-22, 2016, and displays data on 56 high-yield checking accounts.

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