Certificates Of Deposit
Bankrate provides comparison tools, educational content, and the latest rate news to help you find the best CD offer.
Explore CD basics
Stay updated on CD rate trends
CD rates forecast for 2024
CD investors continue to benefit from strong yields, while inflation gradually slows. Here's what you need to know before the year ends.
Historical rate trends
Discover how CD interest rates have changed from 1984 to present and what we can learn from analyzing historical economic data.
Current CD interest rates
Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
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Compare top-rated banks
Capital One
Discover Capital One's extensive selection of CD terms featuring competitive interest rates and no minimum deposit requirement. Explore more savings options with the bank.
Marcus by Goldman Sachs Bank
As an online-only bank, Marcus offers a diverse array of CD products at competitive rates and provides a highly-rated digital experience for its customers.
Barclays
Explore the variety of CD terms available from Barclays, with their consistently high rates and no minimum deposit. Learn how Barclays compares to other banks across products.
Alliant Credit Union
Alliant offers CD terms from three months to five years, and all of them carry high APYs. Though a credit union, Alliant makes it easy for you to become a member via their online application.
Calculate your estimated CD earnings
Enter your deposit amount along with the term and APY of the CD you are considering. See how much you could save when your CD reaches maturity.
- Introduction to Certificates of Deposit
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