Banking
From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.
Explore banking basics

How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.

How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
Find more resources
Editor's picks
Banking data studies

A majority (81%) of Americans did not increase their emergency savings this year

Over 1 in 4 workers are more worried about job security since 2025 began.

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
Featured by names you know and trust
Latest articles

Early access to direct deposited funds can make managing your budget a bit easier.

These credit unions offer great rates and top-notch features — and many make it easy to join.

The most impressive banks make it easy to interact both on old and new channels.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Looking to use Zelle for a transfer? Here are the Zelle limits at various banks.

Planning for retirement? Here’s what you need to know about IRA CDs.

These are the 10 largest credit unions in the United States based on assets.

Checks aren’t as ubiquitous as they once were, but you may still have to write one.

These holiday savings accounts are still available at many small banks and credit unions. But are they the best way to save?

The best time to cash in savings bonds depends on an investor’s life circumstances.

Here’s what you need to know about upcoming changes to Health Savings Accounts.

Learn how deinfluencers help you save money by promoting mindful spending habits.

Here’s how to determine what a good interest rate is on your deposit accounts.

Confused about finding an HSA? Use these tips to determine the best deal for you.

Here are scenarios for when each choice – paying down debt or saving – makes more sense.

Here’s how to save money and get the most bang for your buck.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Planning for retirement? Here’s what you need to know about IRA CDs.

Take a look at the days when CDs were offering investors double-digit returns.

A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.

Sometimes paying an early withdrawal penalty on a CD isn’t a bad idea.

The Federal Reserve left interest rates unchanged at its first meeting of 2026, keeping borrowing costs in a target range of 3.5-3.75%. This decision (supported by a 10-2 vote) pauses a streak of three [...]

CD terms can range from three months to five years. Learn which one is right for you.

Find out what happens to CDs that are set to mature.

These credit unions offer great rates and top-notch features — and many make it easy to join.

The best account to save your money will vary by your goal.

Get the latest rates on top-yielding money market accounts.

How Reg. D impacts your savings account and why it pays to check with your bank.

CD terms can range from three months to five years. Learn which one is right for you.

Expect yields to continue trending downward in 2026.

These accounts sound similar, but there are some key differences to know.

Our top 5 picks scored highly for access, range of products and digital options.

Early access to direct deposited funds can make managing your budget a bit easier.

Checks aren’t as ubiquitous as they once were, but you may still have to write one.

From no fees to online bill pay, here are the must-have checking account features.

Here are simple steps to take to avoid paying checking account fees.

Consumers without a bank account face hurdles when trying to cash a check.

This old-school way of paying is still in demand. Here’s everything you need to know.

Over time, ATM fees have climbed. Here’s what you need to know.

Finding the account number on a check is easy — if you know where to look.