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National credit card rates for May 3, 2012

Interest Rate Roundup
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Credit Cards

  • 13.81% (all fixed)
  • 14.47% (all variable)

The average annual percentage rate, or APR, for variable-rate credit cards slipped 2 basis points to 14.47 percent from 14.49 percent, according to Bankrate's latest survey of interest rates. A basis point is one-hundredth of 1 percentage point.

The fixed APR remained at 13.81 percent, where it has stayed since the first week of March.

The FBI, along with authorities in the United Kingdom, last week shut down 36 websites that sold stolen credit card numbers. Undercover FBI agents bought credit card numbers from the sites and then verified with banks that the sites were unauthorized to sell the numbers. The credit card numbers originally were issued by Bank of America, SunTrust and Capital One.




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Product Rate Change Last week
Balance Transfer Cards 15.75%  0.03 15.78%
Cash Back Cards 16.45%  0.03 16.48%
Low Interest Cards 10.96% --0.00 10.96%
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