Zero Interest Credit Card Advice

Whether you need breathing room to chip away at debt or want to pay off a large purchase over time, zero-interest credit cards can be a big help. Here's everything you need to know to make them work for you.

Zero interest credit card basics

Helpful guides

APR Vs. APY: Understanding Credit Card Interest Rates

How High Can a Credit Card’s Interest Rate Go?

Does APR Matter If You Pay Off Your Credit Card Off On Time?

What Is APR On A Credit Card?

What are Usury Laws and Maximum Interest Rates?

How Does the Prime Interest Rate Affect You?
The Pros And Cons Of 0% APR Credit Cards

Should You Carry A Balance On A 0% APR Credit Card?

0% APR Credit Cards: Life Rafts Or Debt Traps?

What Credit Score Do You Need For A 0% APR Card?

5 Ways A 0% APR Credit Card Could Actually Hurt Your Credit
Should You Use A 0% Intro APR Credit Card As An Emergency Fund?

When To Use Credit Cards For Large Purchases

The Dangers Of Deferred Interest Promotions

How To Use 0% APR Credit Cards For Home Renovations

How To Use A 0% APR Credit Card As An Interest-Free Loan
You Owe Interest On A 0% APR Credit Card. How Did That Happen?

What Happens When Your 0% Intro APR Period Ends?

What To Do When You Don't Pay Off The Balance On A 0% APR Business Credit Card

All Zero Interest Credit Card Resources

The best cash back cards with 0% intro APR offers

Which cash back credit cards also come with 0% intro APR offers? Let’s take a look.

5 min read Mar 05, 2024
Should you pay off debt with the BankAmericard?

With an intro APR for balance transfers and no annual fee, the BankAmericard is a good option for paying down debt.

6 min read Feb 28, 2024
Capital One Quicksilver vs. Discover it Balance Transfer

The Quicksilver vs. the Discover it Balance Transfer comes down to which card has the best rewards structure and 0 percent intro APR offer.

6 min read Oct 24, 2023
Why I pay my rent with a credit card

Charging rent on a credit card has drawbacks. But given the amount Americans pay for rent, there’s a strong incentive to earn rewards.

5 min read Oct 16, 2023
Why you should start your holiday shopping early

Here’s why it’s a good idea to start making your holiday purchases early this year.

4 min read Oct 19, 2023
Is the Amex Blue Business Cash Card worth it?

The Amex Blue Business Cash is a great fit for small businesses looking for a straightforward cash back credit card.

4 min read Feb 09, 2024
Citi Rewards+ Card benefits guide

Make the most out of your Citi Rewards+ using this benefits guide.

3 min read Mar 20, 2024
Discover it Cash Back vs. Citi Diamond Preferred: Which is better for a balance transfer?

A balance transfer credit card can be a valuable tool when you need to pay off debt.

6 min read Oct 04, 2023
BankAmericard benefits guide

This guide outlines the major advantages this credit card has to offer.

4 min read Feb 09, 2024
BankAmericard vs. Bank of America Customized Cash Rewards

Would you prefer a longer intro APR or a shorter intro APR and ongoing rewards?

6 min read Feb 14, 2024