Mortgage Rate Trend Index


Will rates go up, down or remain unchanged?

Cameron FindlayCameron Findlay
Chief economist,, Charlotte, N.C.
Traders are back to looking at fundamentals. Spreads between 10-year Treasury debt and mortgage rates have started to widen again. That will place pressure on mortgage rates to decline, but they will be slow to react. Since Nov. 15, that spread has widened from 155 basis points to 180 basis points. Directionally, these two have been trading in an opposite manner and that simply can't be sustained for long.
Dan GreenDan Green
Waterstone Mortgage, author of, Cincinnati
It's a global economy. Euro-contagion concerns boost safe-haven buying.

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