credit cards

National credit card rates for Nov. 18, 2010

Interest Rate Roundup
Credit card rate graph

Credit Cards

  • 13.76% (all fixed)
  • 14.54% (all variable)

Here's a look at the state of credit card rates from's weekly national survey of large banks and thrifts conducted Nov. 17, 2010.

The average purchase APR for fixed-rate credit cards stayed at 13.76 percent for the seventh consecutive week, while the average variable rate inched 1 basis point higher to 14.54 percent.

In a sign that consumer credit risk in the U.S. is improving, TransUnion reported this week that its proprietary Credit Risk Index, which measures changes in average consumer credit risk within a given region compared to the nation as a whole, decreased for the third consecutive quarter. Meanwhile, demand for credit made a quarterly increase of 6.5 percent. The average credit score in America actually declined for the second consecutive quarter. makes it easier to find cash-back credit cards and low-rate cards. You can search by issuer, card type or credit score.

-- Leslie McFadden




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Product Rate Change Last week
Balance Transfer Cards 15.77%  0.06 15.71%
Cash Back Cards 16.48%  0.07 16.41%
Low Interest Cards 10.96%  0.10 10.86%
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