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Columbus Bank & Trust Cash Rewards Visa Platinum Card

Credit Cards » Credit Card Rewards Survey » Columbus Bank & Trust Cash Rewards Visa Platinum Card

Bankrate's 2013 Credit Card Cash-Back Rewards Survey included the Columbus Bank & Trust Cash Rewards Visa Platinum Card. With the Columbus Bank & Trust Cash Rewards Visa Platinum Card, rewards checks are mailed to you on your annual account anniversary in increments of $20. Excess amounts are carried over.

Columbus Bank & Trust Cash Rewards Visa Platinum Card

Annual fee$0
Intro bonusNone
Reward formulaGet 0.25% up to $1,500; 0.5% between $1,500-$3,000; then 1% for $3,000 and more.
Cash-back ratio*0.25% up to $1,500; 0.5% between $1,500-$3,000; 1% for $3,000 and up
Expiration period on rewardsNone
Intro purchase APR0%
Intro purchase APR length6 months
APR7.24%, 9.24%, 12.24%, 15.24%, 18.24%
Notes:
  • Earn up to $400 annually, cash rewards based on total purchases.
  • Total net purchases, or TNPs, above $1,500 and up to $3,000 will earn 0.5 percent each year. Above $3,000 TNPs will earn 1 percent each 12 months. An account year is 12 months, starting with the anniversary date of the account's enrollment in the cash rewards program. Example: If you spend $7,000 in net purchases an account year, you will earn 0.25 percent on the first $1,500; 0.5 percent on the next $1,500 spent; and 1 percent on the last $4,000 spent.
  • There are no points to track; rewards checks are mailed to you on your annual account anniversary in increments of $20. Excess amounts are carried over.

*The cash-back ratio lists the rate or rate of returns offered on transactions.

Bankrate.com examined 54 cash-back cards from 21 of the largest issuers. The survey was conducted April 8-18, 2013. Rewards are subject to change. Check with the institution for the latest information.

 

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