Survey highlights: Best 0% credit cards
CreditCards.com, a Bankrate-owned website, reviewed some 100 cards from 24 issuers and found 38 offers of "0% credit cards." The sample was meant to be as representative as possible of the cards likely carried by Americans, in categories including student, business, rewards and cash-back cards, among others. Bankrate has disregarded the business cards, leaving a field of 89 consumer cards from which this list of 38 interest-free credit cards was derived.
From that list, we have culled the best options for several enticing terms.
The survey's best 0% credit cards
|Best go-to interest rate when zero percent rate expires||Comerica Bank Visa Platinum Card||As low as 9.99 percent|
|U.S. Bank Visa Platinum Card||As low as 9.99 percent|
|Best cash back sign-up bonus||BankAmericard Cash Rewards from Bank of America||$100|
|BankAmericard Cash Rewards Visa Signature Card||$100|
|Blue Cash Everyday from American Express||$100|
|Capital One No Hassle Cash Rewards (Excellent Credit)||$100|
|Chase Freedom Credit Card||$100|
|First National Bank of Omaha Graphite American Express Card||$100|
|Best points/miles sign-up bonus||US Airways Premier World MasterCard from Barclays||Up to 40,000 miles|
|Best sign-up bonus for your golf game||Golf Magazine Rewards Visa Card||One dozen personalized Titleist Pro V1 golf balls|
Source: Survey conducted by CreditCards.com in July 2012.