credit cards

Survey highlights: Best 0% credit cards

Credit Cards » 0% Credit Cards » Survey Highlights: Best 0% Credit Cards, a Bankrate-owned website, reviewed some 100 cards from 24 issuers and found 38 offers of "0% credit cards." The sample was meant to be as representative as possible of the cards likely carried by Americans, in categories including student, business, rewards and cash-back cards, among others. Bankrate has disregarded the business cards, leaving a field of 89 consumer cards from which this list of 38 interest-free credit cards was derived.

From that list, we have culled the best options for several enticing terms.

The survey's best 0% credit cards

Enticing featureCardThe deal
Best go-to interest rate when zero percent rate expiresComerica Bank Visa Platinum CardAs low as 9.99 percent
U.S. Bank Visa Platinum CardAs low as 9.99 percent
Best cash back sign-up bonusBankAmericard Cash Rewards from Bank of America$100
BankAmericard Cash Rewards Visa Signature Card$100
Blue Cash Everyday from American Express$100
Capital One No Hassle Cash Rewards (Excellent Credit)$100
Chase Freedom Credit Card$100
First National Bank of Omaha Graphite American Express Card$100
Best points/miles sign-up bonusUS Airways Premier World MasterCard from BarclaysUp to 40,000 miles
Best sign-up bonus for your golf gameGolf Magazine Rewards Visa CardOne dozen personalized Titleist Pro V1 golf balls

Source: Survey conducted by in July 2012.


Show Bankrate's community sharing policy
          Connect with us
Product Rate Change Last week
Balance Transfer Cards 15.86% --0.00 15.86%
Cash Back Cards 16.37% --0.00 16.37%
Low Interest Cards 11.10% --0.00 11.10%
Credit cards on a table

Get advice for managing credit cards, building your credit history and improving your credit score. Delivered weekly.


Credit Card Blog

Jeanine Skowronski

CFPB unveils payday loan plan

The oft-maligned payday lending industry may be about to get a makeover.  ... Read more

Partner Center

Connect with us