2011 Credit Card Rewards Survey
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3 tips on choosing a cash-back credit card

Consider other details
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Consider other details

Before you apply for a cash-back card, check if there are other restrictions, costs or benefits. In our study, we found that half of the cards imposed an expiration period on accumulated earnings, four cards charged an annual fee and 41 percent of cards offered an introductory bonus of some sort.

Additional costs and restrictions on earnings are worth factoring in, particularly if you're not planning to keep a card for the long term or use it that often.




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Product Rate Change Last week
Balance Transfer Cards 15.75%  0.02 15.77%
Cash Back Cards 16.45%  0.03 16.48%
Low Interest Cards 10.96% --0.00 10.96%
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