2014 high-yield checking: Connexus Credit Union Xtraordinary Checking
Connexus Credit Union in Wausau, Wisconsin, offers Xtraordinary Checking, with an above-average annual percentage yield. But it requires one direct deposit and one bill payment per month. Bankrate's 2014 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.
Connexus Credit Union
Location: Wausau, WI
|Nationally offered? Y||APY: 1.75%||APY if conditions not met: 0.20%||Monthly debit transactions required: 15||Bill pay or automatic withdrawal required? Y||Direct deposit required? Y||Balance cap: $25,000|
- Xtraordinary Checking: Available nationally.
- Both direct deposit and one, third-party online bill payment are required per month; must sign up for e-statements.
- Balance above $25,000 yields 0.25%, if qualifications are met.
- ATM refund: Up to $25 per month at U.S.-based ATMs, if qualifications are met.
*See notes section for more details.
Bankrate.com canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.