Need money for home improvements, debt consolidation or unexpected expenses? A personal loan may be the answer. A personal loan will give you cash to use on any splurge or expense. Unlike a line of credit, the loan is repaid at a fixed interest rate over a specific period of time. You can research personal loan rates at Bankrate, then enter your loan amount, term, interest rate and start date below to find out what your monthly payments would be.

Personal Loan Calculator

  • Loan amount:
  • $
  • Loan term:
  • years or months
  • Interest rate:
  • % per year
  • Loan start date:
  •  

  • Monthly Payments:
  • $

Extra payments

Calculate the impact of extra payments using any combination of the inputs below.

  • Adding:
  • $    to your monthly payment
  • Adding:
  • $ as an extra yearly payment every
  • Adding:
  • $ as a one-time payment in  

  • Changes paid off date to:

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