This roundup of fees from banks, credit card companies and lenders outlines some common expenses consumers face. Whether it's a $50 fee for stopping payment on a check or a run-of-the-mill bank overdraft charge of $38, it's time to stand up to fees. Use this guide to see what fees to expect, how much they cost and how to avoid them.

Fee roundup	ATM/Debit Bank accounts Banking services Checking accounts Credit cards Mortgages Savings & investing
ATM/Debit   ATM surcharges   Bank-owned ATM fees   Check-card: PIN transaction fees   Check-card: Signature transaction fees   What it is Fee range How to avoid What it is: Despite the widespread acceptance of plastic, consumers still need cash. A convenient way of extracting cash from bank accounts is via an ATM. Less popularly and even less conveniently, banks usually demand money in exchange for the service when noncustomers use their ATMs. Fee range: According to Bankrate.com's Fall 2006 Checking Study, using the ATM at a bank other than your own costs $1.64 on average. How to avoid: Plan ahead and get cash from your bank or an ATM that your bank owns. Alternatively, many grocery stores, major drugstores and stores such as Target and Wal-Mart offer the option of cash back when using a debit card to make a purchase.