CD Basics
CD rates: Historical trendline
Take a look at the days when CDs were offering investors double-digit returns.
When closing a CD early makes sense
Sometimes paying an early withdrawal penalty to take advantage of a better deal isn’t a bad idea.
Make the most of low CD rates
Here’s a look at why CD rates are so low and what you can do to make the most of low CD rates.
Latest Articles
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Who can make CD beneficiary changes?
The lending bank will decide if a CD beneficiary change will trigger a penalty, account closure.
1 min read Jul 15, 2009
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What moves CD rates?
If the federal funds rate doesn’t influence certificate of deposit rates, what does?
2 min read Jun 24, 2009
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CDs: Previous cuts have hit savers
Even five-year CDs and money market accounts have produced low yields.
1 min read Apr 29, 2009
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Ask about ‘hard pull’ before opening CD
Before investing in a CD, ask the bank whether it will pull your credit report during the process.
1 min read Apr 16, 2009
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Structured CD can be poor investment
Structured CDs are popular when markets start to tank, but they often are a poor investment choice.
2 min read Feb 26, 2009
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CD early withdrawal: San Francisco
Savers who dump low-yielding CDs before maturity may find the move costly, a Bankrate survey finds.
1 min read Feb 24, 2009
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CD early withdrawal: Los Angeles
Savers who dump low-yielding CDs before maturity may find the move costly, a Bankrate survey finds.
1 min read Feb 24, 2009
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CD early withdrawal: Los Angeles
Savers who dump low-yielding CDs before maturity may find the move costly, a Bankrate survey finds.
1 min read Feb 24, 2009
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CD early withdrawal: San Francisco
Savers who dump low-yielding CDs before maturity may find the move costly, a Bankrate survey finds.
1 min read Feb 24, 2009
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CD early withdrawal: New York
Savers who dump low-yielding CDs before maturity may find the move costly, a Bankrate survey finds.
1 min read Feb 24, 2009