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The lending bank will decide if a CD beneficiary change will trigger a penalty, account closure.
If the federal funds rate doesn’t influence certificate of deposit rates, what does?
Even five-year CDs and money market accounts have produced low yields.
Before investing in a CD, ask the bank whether it will pull your credit report during the process.
Structured CDs are popular when markets start to tank, but they often are a poor investment choice.
Savers who dump low-yielding CDs before maturity may find the move costly, a Bankrate survey finds.