Stock retirement plan
Calculate your retirement benefits
If you own company stock in a retirement plan, it is possible to take advantage of using the long term capital gains tax rate rather than ordinary income tax rate on this investment. Normally, all earnings withdrawn from a retirement plan are taxed as ordinary income, at ordinary income tax rates. However, if the employer's company stock from your retirement plan is rolled over to a taxable investment account, you may be able to take advantage of a special set of rules that allow for payment of only capital gains taxes on a significant portion of the distribution. Use this stock retirement plan calculator to see how such a transfer might benefit a retirement nest egg.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.