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Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

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The amount of money you should save each month will vary based on your goals. Here’s what to know.
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It’s a low interest rate environment, but there are ways to earn more on your money.
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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

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SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

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SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

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Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team
Greg McBride

Greg McBride, CFA Arrow Right Icon

Chief Financial Analyst

Sarah Foster

Sarah Foster Arrow Right Icon

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right Icon

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Latest articles

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Here’s how much $10,000 in a high-yield savings account can earn you.
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An emergency fund is an essential part of a solid financial plan.
A woman works on her laptop.
Here’s everything you need to know about savings accounts.
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Savings bonds are safe and easy to buy, but you can earn higher interest income elsewhere.
A young man imagining a piggy bank made out of cash. Looks slightly like origami
Ready to open a savings account? Here’s what you’ll need to know.
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Here’s how multiple savings accounts can help you reach your financial goals.
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These options are great places to stash money from a bonus, inheritance and more.
Senior couple sitting at the kitchen table looking at digital tablet and recalculating their expenses.
Consider a savings account with an APY above the inflation rate.
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Money market funds are available from several different brokers and fund managers.
A man researches online.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A young woman researches on her phone at a cafe.
Short answer? Yes. Here’s what you need to know.
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These accounts sound similar, but there are some key differences to know.
Asian women using laptop computer at home working space.
CD terms can range from three months to five years. Learn which one is right for you.
A young female researches on her phone.
Here’s everything you need to know about no-penalty CDs.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
A guide to mutual funds
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
illustration of person holding money from different countries
Exchanging currency can be costly. Here are the most affordable ways to do it.
Illustration of cash under a beach umbrella
Here’s how much $10,000 in a high-yield savings account can earn you.
Illustration of construction workers on a roof
An emergency fund is an essential part of a solid financial plan.
A woman works on her laptop.
Here’s everything you need to know about savings accounts.
Woman at bank talking to teller
Checking and savings accounts are different. Should you have one, the other — or both?
Closeup of cash in a hand
Savings bonds are safe and easy to buy, but you can earn higher interest income elsewhere.
A young man imagining a piggy bank made out of cash. Looks slightly like origami
Ready to open a savings account? Here’s what you’ll need to know.
CDs and money
These seven banks and credit unions offer competitive rates on CDs for businesses.
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