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Explore savings basics

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The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

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Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

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Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

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Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

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See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

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Latest articles

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If you’re struggling to save money right now, you’re not alone. Here’s how a few easy changes can help.

A man uses the Qapital app to save money.

Build up your savings by automatically setting aside small amounts of money.

A couple budgets together.

Not having success with your savings? A budget can make things a little easier.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

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Many of these options are flexible to your schedule.

Woman sitting outside of restaurant looking at cell phone

Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

Parents helping baby walk on beach

How to save on baby costs and avoid common financial mistakes made by new parents.

Mother and daughter

A savings account is a good tool for teaching children financial basics and responsibility.

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Behind the slowing economy is a Fed determined to defeat red-hot inflation.

A woman reading the label on a food item while out shopping for groceries in her local supermarket.

Here’s how to save money on groceries, utilities and other everyday purchases.

young woman looking away sitting on bed in the room

Financial anxiety – what is it and how to reduce money stress

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Knowing bank holiday schedules can help you avoid delays on necessary transactions.

Comical image of a lady up to her eyes in a pile of cash

Find out who is affected most by financial stress by statistic and how to cope.

Businessman grabs the head concept with business chart on scoreboard

Manage money anxiety in a low rate environment with these savings strategies.

Piggy bank

Here’s how young adults can live within their means while saving for the future.

Young woman withdrawing money using phone at the ATM machine on the street in Budapest in Hungary.

Here are simple steps to take to avoid paying checking account fees.

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