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Certificates Of Deposit

Bankrate provides comparison tools, educational content, and the latest rate news to help you find the best CD offer.

Explore CD basics

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Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
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Taxes on CD interest aren’t always clear-cut. Here’s what you need to know.
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A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.

Stay updated on CD rate trends

DAILY

Today's CD rate news

Explore the highest CD rates by term every weekday and learn how economic trends can affect your rate.

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CD rates forecast for 2024

CD investors continue to benefit from strong yields, while inflation gradually slows. Here's what you need to know before the year ends.

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Historical rate trends

Discover how CD interest rates have changed from 1984 to present and what we can learn from analyzing historical economic data.

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WEEKLY

Current CD interest rates

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

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Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team
Greg McBride

Greg McBride, CFA Arrow Right Icon

Chief Financial Analyst

Sarah Foster

Sarah Foster Arrow Right Icon

Principal U.S. Economy Reporter

Mark Hamrick

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Senior Economic Analyst

Calculate your estimated CD earnings

Enter your deposit amount along with the term and APY of the CD you are considering. See how much you could save when your CD reaches maturity.

Latest articles

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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
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Looking for a high-yielding APY on a CD? Consider CD offered at these big banks.
CDs and money
These seven banks and credit unions offer competitive rates on CDs for businesses.
A focused mature male freelancer sitting at the wooden table at home and reading online projects on a laptop.
These certificates of deposit (CDs) have no minimum deposit.
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CDs and fixed annuities can be great retirement options. Here are the differences.
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Step-up CDs can help you potentially earn a higher rate of return later on.
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Find out which CD term is best for your financial goals in a lower rate environment.
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If you have $2,500 to invest in a CD right now, here’s how much you could earn.
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Mortgage rates have fallen, but the imminent Fed cut could make them even more favorable for refinancers.
Traders work on the floor of the New York Stock Exchange
It isn’t always about two consecutive quarters of negative GDP growth.
Federal Reserve Chair Powell at a podium
As the job market weakens, some economists say the Fed should’ve cut rates already.
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The Federal Reserve is poised to cut rates in September. Will it be enough to entice homebuyers?
Jerome Powell speaking at a podium
These policymakers will influence the crucial debate of when to cut interest rates.
A picture of various cryptocurrencies
Cryptocurrencies are managed through what’s called a distributed ledger such as blockchain.
A young woman researches on her laptop.
With a possible recession looming, here’s what savers should know about CDs.
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These tips can help maximize your savings using certificates of deposit.
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Single people and young families tend to have significantly less saved.
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A new CFPB rule will make it easier for people to transfer their data between banks.
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The APY percentage shows how much an account earns per year. Here’s what you need to know.
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Don’t let the fear of saving leave you in the dark. Avoid these 10 savings mistakes.
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Comparing savings rates can ensure you get the best return on your savings.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
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A new Bankrate study reveals where infant care is the most and least affordable in the U.S.
Kids playing with blocks at a school.
A new Bankrate study reveals where infant care is the most and least affordable in the U.S.
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