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MORTGAGE MANUAL

Example/Ad Placements Ad Specs Reader Demographics

Description:
The Mortgage Manual is a self-guided 10-step email class that guides the subscriber through every step of the mortgage process. As soon as the subscriber reaches the next step, they'll receive the next email. Whether our readers are first-time homebuyers, or both selling and buying a home, this is a premium opportunity to reach them at critical decision-making moments.

Newsletter Examples and Ad Placements:
(Click HTML or AOL/Text version to see a larger image and to view ad placements.)

HTML   AOL/TEXT
Advertising Specs:
1 ad text placement: Up to 400 characters
1 ad placement. Choose between a 275x330 poster -- max file size 16k, OR 250x250 island ad, max file size 15k.
Demographic Data (Personal)
50% of our subscribers are between 25-44
74% of our subscribers are between 25-54
64% married, 19% single, 11% divorced or
domestic partner
77% own a home, 18% rent
Demographic Data (HHI)
Less than $40,000 12%
$40,000 - $60,000 20%
$60,001 - $80,000 16%
$80,001 - $100,000 12%
Over $100,000 12%
Subscribers Trust our Newsletter Content and Act on it
57% of our subscribers maintain their subscriptions for 3 months or longer.
61% subscribed to only 1-4 newsletters total (Bankrate and non-Bankrate). They choose their subscriptions carefully.
82% agree that Bankrate's newsletter content is extremely useful.
80% agree that Bankrate's newsletters are an excellent source for personal finance information.
75% are confident that the personal finance information in Bankrate's newsletters is accurate.
53% make Bankrate's newsletters their first stop for personal finance information.
84% say it’s likely that they'll use information from Bankrate's newsletters to help them make personal finance decisions.
Our Subscribers are Hungry for Financial Info:
Our subscribers are interested in learning more about the following:
Financial Services 55%
Financial Trends 56%
Investing 54%
Saving 54%
Interest rates 54%
Our Subscribers are Heavy Internet Users
77% of subscribers have been using the Internet for 3 years or longer.
75% of subscribers are online over 6 hours/week.
42% are online over 16 hours/week.
Our Subscribers are Active Consumers
76% use the Internet to research products/comparison shop.
65% use the Internet to purchase products.
49% are planning to either take out a mortgage or refinance their mortgage in the next 6 months to a year.
High Comfort Level in Performing Financial Activities Online:
Our subscribers are comfortable buying, transacting, or applying for the following financial products online:
Credit Cards 65%
Money Market Accts 53%
Checking Accts 60%
Bank Accts 64%
Mortgages 52%
Savings Accounts 58%
Stocks, Bonds, or Mutual Funds 58%
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