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FED RATE WATCH

Example/Ad Placements Ad Specs Reader Demographics

Description:
The "Fed Alert" is sent only when the Fed makes an announcement. We offer two (2) alerts every time the Federal Reserve meet -- which is eight (8) times a year. The first alert is an 'countdown' sent a few days prior to the meeting and the second alert is the 'breaking news' or result of the meeting sent immediately after their announcement. This e-mail contains primarily Bankrate exclusive in-depth coverage of the Fed announcement and advertisement.

Newsletter Examples and Ad Placements:
(Click HTML or AOL/Text version to see a larger image and to view ad placements.)

HTML   AOL/TEXT
Advertising Specs:
3 ad text placement:
Top: 45 character limit
Middle/Bottom: 200 character limit each placement
2 ad placements. Top banner 468x60 -- max file size 12k and 120x600 skyscraper -- max file size 16k
Demographic Data (Personal)
50% of our subscribers are between 25-44
74% of our subscribers are between 25-54
64% married, 19% single, 11% divorced or
domestic partner
77% own a home, 18% rent
Demographic Data (HHI)
Less than $40,000 12%
$40,000 - $60,000 20%
$60,001 - $80,000 16%
$80,001 - $100,000 12%
Over $100,000 12%
Subscribers Trust our Newsletter Content and Act on it
57% of our subscribers maintain their subscriptions for 3 months or longer.
61% subscribed to only 1-4 newsletters total (Bankrate and non-Bankrate). They choose their subscriptions carefully.
82% agree that Bankrate's newsletter content is extremely useful.
80% agree that Bankrate's newsletters are an excellent source for personal finance information.
75% are confident that the personal finance information in Bankrate's newsletters is accurate.
53% make Bankrate's newsletters their first stop for personal finance information.
84% say it’s likely that they'll use information from Bankrate's newsletters to help them make personal finance decisions.
Our Subscribers are Hungry for Financial Info:
Our subscribers are interested in learning more about the following:
Financial Services 55%
Financial Trends 56%
Investing 54%
Saving 54%
Interest rates 54%
Our Subscribers are Heavy Internet Users
77% of subscribers have been using the Internet for 3 years or longer.
75% of subscribers are online over 6 hours/week.
42% are online over 16 hours/week.
Our Subscribers are Active Consumers
76% use the Internet to research products/comparison shop.
65% use the Internet to purchase products.
49% are planning to either take out a mortgage or refinance their mortgage in the next 6 months to a year.
High Comfort Level in Performing Financial Activities Online:
Our subscribers are comfortable buying, transacting, or applying for the following financial products online:
Credit Cards 65%
Money Market Accts 53%
Checking Accts 60%
Bank Accts 64%
Mortgages 52%
Savings Accounts 58%
Stocks, Bonds, or Mutual Funds 58%
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