How we rate our cards Advertiser Disclosure

Credit Cards

Compare top offers by category. Read our expert reviews and recommendations. Feel confident when you apply.

Explore more

Rewards Business Travel Student No annual fee

Bankrate's promoted cards from our partners for April 2025

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. The listings that appear on the website are from credit card companies from which Bankrate receives compensation. This compensation may impact how and where products appear on this site. Terms Apply.

Limited time offer

BEST STARTER TRAVEL CARD

Chase Sapphire Preferred® Card

Apply now

on Chase's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

4.9

Rewards Rate:

5x on travel purchased through Chase Travel℠. 3x on dining, select streaming services and online groceries. 2x on all other travel purchases. 1x on all other purchases.

Welcome Offer:

Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Regular APR:

19.99% - 28.24% Variable

Purchase Intro APR:

N/A

Balance Transfer Intro APR:

N/A

Annual Fee:

$95
This card’s points are worth 25 percent more when you redeem for travel through Chase Travel℠ and you can transfer rewards to a long list of popular airline and hotel transfer partners, making it a great pick if you’re looking for an ultra-flexible, low-cost travel card.

Read our full Chase Sapphire Preferred review.
- Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy beneﬁts such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- Member FDIC

See Rates & Fees

Limited time offer

Best standalone rewards card

Chase Freedom Unlimited®

Apply now

on Chase's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

4.8

Rewards Rate:

Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more. 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service. 1.5% cash back on all other purchases.

Welcome Offer:

Limited Time Intro Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening

Regular APR:

18.99% - 28.49% Variable

Purchase Intro APR:

0% Intro APR on Purchases for 15 months

Balance Transfer Intro APR:

0% Intro APR on Balance Transfers for 15 months

Annual Fee:

$0
This is one of the few cash back cards to offer a boosted rewards rate on general purchases alongside bonus points in key spending categories like dining, making it an ultra-flexible option if you want to stick with a single rewards card.

Read our full Chase Freedom Unlimited review.
- Limited Time Intro Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99% - 28.49%.
- No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
- Member FDIC

See Rates & Fees

Best for large welcome offer

Ink Business Unlimited® Credit Card

Apply now

on Chase's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

4.2

Rewards Rate:

Earn unlimited 1.5% cash back on every purchase made for your business.

Welcome Offer:

Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

Regular APR:

17.49% - 23.49% Variable

Purchase Intro APR:

0% Intro APR on Purchases for 12 Months

Balance Transfer Intro APR:

N/A

Annual Fee:

$0
This is one of the most flexible cards for startups, side hustles and small businesses thanks to its unlimited flat rewards rate, which makes it easy to earn rewards even if your spending categories vary widely. Ultimate Rewards points also carry terrific redemption value for both cash back and travel.

Read our full Ink Business Unlmited review.
- Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
- Member FDIC

See Rates & Fees

Tools & Reviews

5.0

Bankrate Score

Read review

4.7

Bankrate Score

Read review

All credit card reviews

Credit cards compare tool

Credit card payoff calculator

Balance transfer calculator

Credit utilization calculator

We asked the Bankrate Experts: What is your favorite piece of credit card advice?

Seychelle Thomas

Writer, Credit Cards

Katie Kelton

Senior Writer, Credit Cards

Ana Staples

Lead Writer, Credit Cards

Ted Rossman

Senior Industry Analyst, Credit Cards

"I know it’s a hassle, but reading the fine print is underrated. Know what fees, APRs and benefits you’re signing up for. You might uncover extra value from features that aren’t advertised or discover some nasty fees to avoid. When you know what the terms are, it’s easier to get the most from your cards and avoid pitfalls."

"Credit card rewards, welcome bonuses and added perks — like travel insurance or savings on certain brands — are essentially free money. By swiping a card for everyday purchases, you can earn rewards toward your next trip or cash in your wallet. Pay your balance on time and in full to avoid interest fees and credit dings."

"I think the best habit is to treat your credit card like a debit card. Don’t spend more money than you can easily pull from your checking account. If you can’t pay off a purchase within a couple of weeks, you can’t afford it. This practice can help you avoid credit card debt — and expensive interest charges."

"There’s a saying that credit cards are like power tools. As in, really useful or dangerous. It’s all about how you use them. Half of cardholders pay in full every month and benefit from rewards and buyer protections. The other half can get trapped in an expensive debt cycle. Pay in full and get credit cards working for you."

Featured by names you know and trust

The latest

Mature successful financier accountant on paper work with papers, documents contracts and charts graphs, businesswoman boss with calculator smiling happy with achievement results, inside office.

Many card issuers let you apply as an individual business owner.

A woman browses through clothing racks filled with second-hand and vintage garments in a store.

Thrifting lets you save money on clothes and furniture amidst a changing economy.

There are advantages to keeping a credit card account, though you can always close one.

Female entrepreneur packaging box for delivery.

Business credit cards can be quite lucrative with the right spending strategy.

Portrait of a young woman enjoying at the cafe and shopping online

Learn about the best balance transfer offers from Citi.

A woman holding a credit card with bills in front of her

You received your tax refund, and now you’re figuring out what to do with the money. It might be a significant amount of cash — how do you spend it wisely? If you have credit card debt, the answer [...]

What you need to know about the credit card approval process when approval is delayed.

adult holding a credit card while on a computer

Learn what major credit card networks are doing to prevent fraud.

grandson using a digital tablet with his grandmother

Instant use cards can come in handy when you don’t want to wait for your new card to arrive in the mail.

woman arranging a mannequin in her clothing store window

This guide can help you decide if signing up for the Bank of America Business Customized Cash is worth it.

Woman at table holding credit card and typing on laptop

You can use a credit card to pay off student loans, but it’s not an easy process.

Cards that offer 0 percent intro APR can be excellent tools.

design image of an African American woman in wheelchair talking on phone at home

Call your card issuer if you want a lower interest rate, and be ready to negotiate

Find out what credit score you need for a 0 percent intro APR credit card.

woman using a credit card to shop online

A new credit card, timed right and used strategically, can help you fight high prices.

Man closely inspecting smartphone while holding credit card

Learn when to say goodbye to your high-interest credit card and when to keep it.

Man checking out his wife from the hospital

When paying for medical bills with credit, aim to pay it off as soon as possible.

The Wells Fargo Reflect lets you skip interest on purchases and balance transfers for 21 months.

woman making a credit card purchase at cafe

Use your credit card as a tool for improving your credit score and maximizing rewards.

Shot of a young woman holding her credit card while using her cellphone at home

You may receive a credit limit increase from Chase automatically, and you can also call them to request an increase.

a young man at home holding a credit card and using a computer

Here’s what you need to do if your credit card APR increases.

Middle aged woman looks out window sitting at table with laptop in front of her.

A second balance transfer can help you continue to pay off debt, but know the risks involved.

Woman sitting on couch with laptop computer

Save on interest with the best credit union cards with no balance transfer fees.

Middle-aged woman uses her phone while holding her credit card at home

The Citi Double Cash Card has an outstanding intro APR balance transfer offer.

Here’s how I earned $1,701 in credit card rewards in 2022.

The Venmo Credit Card offers personalized cash back rewards for no annual fee.

female holding a baby while sitting on a couch using a calculator

A guide for avoiding stress and maximizing cash back despite this year’s holiday shopping challenges.

The right card can help you maximize rewards and save money while holiday shopping.

Close up of a male couple online shopping on their laptop

Credit cards for charitable donations help you earn rewards and give back.

People walk near Bank of America branch, on July 18, 2022 in New York.

Learn more about the terms, perks and benefits of this card.

You may not have heard of the Shop Your Way Mastercard, but it’s a cash back card that’s worth considering.

Read more to learn why the PayPal Cashback Mastercard is one of the most lucrative cash back cards.

The Amazon Prime Visa or the Amazon Prime Store Card — Which one will you choose?

design element inlcuding an older couple walking outside with their luggage

Find out some awesome ways to use 100k points, plus where to find them.

Woman paying with credit card at a pizza shop

Learn about the Amex Gold Card benefits you’ll receive if you sign up for this card.

Young woman relaxing in luxury hotel in the Maldives

Find a credit card that aligns with your spending pattern to reap the rewards.

You can redeem card rewards for cash back, points or miles and gift cards.

woman in a cafe using a digital tablet and holding her credit card

Amex Offers let you earn rewards when you activate and meet the requirements.

two man setting groceries on kitchen counter

Whether or not you’re willing to pay an annual fee will be a big factor.

How does Freedom Unlimited compare to Quicksilver

Credit Cards

Card Type

Card Issuer

Credit Type

Bankrate's promoted cards from our partners for April 2025

BEST STARTER TRAVEL CARD

Chase Sapphire Preferred® Card

Features

Bankrate's View

Card Details

Best standalone rewards card

Chase Freedom Unlimited®

Features

Bankrate's View

Card Details

Best for large welcome offer

Ink Business Unlimited® Credit Card

Features

Bankrate's View

Card Details

Tools & Reviews

We asked the Bankrate Experts: What is your favorite piece of credit card advice?

The latest