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Debit Cards

Debit and prepaid debit cards provide convenient and secure payment options for consumers, allowing easy access to funds without the risk of accruing debt.

Explore debit card basics

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Debit cards can offer additional perks to help you save more of your money.
woman sitting on her couch and looking at her phone and credit card
Knowing your limit before making a purchase can help you make smarter decisions.

Use your debit card wisely

DEBIT

Where to avoid using your debit card

Just because you can use your debit card almost anywhere doesn’t mean you always should. Bankrate's experts keep you informed on the risky places to avoid swiping your debit card.

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Daily ATM withdrawal limits

It's important to know how much you can withdraw from your bank's ATMs in a given day to help you better handle financial emergencies that require cash.

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Available account balance vs. current balance

Understand the differences between the two balances you may see when looking at your bank account.

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BANKING

Checking account and ATM fee study

Maintaining a checking account with a debit card can come at a high cost. Learn how rising ATM fees and other banking fees are impacting consumers.

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Experts in all things banking

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
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Stephen Kates, CFP Arrow Right Icon

Bankrate Financial Analyst

Sarah Foster

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Principal U.S. Economy Reporter

Mark Hamrick

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Senior Economic Analyst

Latest articles

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Depositing a check using a smartphone is easy and can save you a trip to the bank.
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Woman paying at the gas pump
Debit cards are inherently less secure than credit cards, especially at these spots.
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Credit and debit cards are both popular payment methods, but with different purposes.
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Prepaid cards can be used to make purchases, but you only have access to preloaded money.
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Most rental car companies make you take extra steps to rent with a debit card.
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Tired of paying fees? Here are seven ideas to get around paying them.
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The amount of time for a check to clear can vary from check to check.
Family looking at their finances.
Early access to direct deposited funds can make managing your budget a bit easier.
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If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.
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Check out the 13 different types of checking accounts.
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The rule provides a framework for settling unauthorized debit-card transactions.
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Your bank accounts have two separate balances: the current balance and the available balance. Here’s the distinction.
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Looking to use Zelle for a transfer? Here are the Zelle limits at various banks.
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Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
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As the old saying goes: “Everything is bigger in Texas.” And that’s also true of your list of options when choosing a bank or credit union in the state.
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If you’re looking to save with a credit union, here are the top rates available.
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Get the latest rates on top-yielding money market accounts.
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Interest is the price you pay to borrow money or the cost you charge to lend money.
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Can you guess which bank has the most branches in your state?
The trusted provider of accurate rates and financial information
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