Banking
From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.
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How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.

How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
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Banking data studies

A majority (81%) of Americans did not increase their emergency savings this year

Over 1 in 4 workers are more worried about job security since 2025 began.

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
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Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Comparing savings rates can ensure you get the best return on your savings.

Here are simple steps to take to avoid paying checking account fees.

In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.

How to avoid these banking mistakes.

Here’s what other banks have to offer that you might be missing out on at yours.

Consumers without a bank account face hurdles when trying to cash a check.

Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.

Comparing savings rates can ensure you get the best return on your savings.

The best account to save your money will vary by your goal.

A savings account can be a great tool to teach your child about money. Here are a few of our favorites.

High-yield savings rates fluctuate over time. Let’s explore what causes that.

The top high-yield savings accounts are currently earning APYs of 5 percent and greater.

Savers can stash their cash in a brokerage these days to rack up returns.

Interest is the price you pay to borrow money or the cost you charge to lend money.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.

Take a look at the days when CDs were offering investors double-digit returns.

Sometimes paying an early withdrawal penalty on a CD isn’t a bad idea.

The Federal Reserve left interest rates unchanged at its first meeting of 2026, keeping borrowing costs in a target range of 3.5-3.75%. This decision (supported by a 10-2 vote) pauses a streak of three [...]

CD terms can range from three months to five years. Learn which one is right for you.

Find out what happens to CDs that are set to mature.

Here are differences between CDs and share certificates, and which one to choose.

The best account to save your money will vary by your goal.

These credit unions offer great rates and top-notch features — and many make it easy to join.

Get the latest rates on top-yielding money market accounts.

How Reg. D impacts your savings account and why it pays to check with your bank.

CD terms can range from three months to five years. Learn which one is right for you.

Expect yields to continue trending downward in 2026.

These accounts sound similar, but there are some key differences to know.

Our top 5 picks scored highly for access, range of products and digital options.

Banks are cutting overdraft fees in response to consumers and regulators’ demands.

Tired of paying fees? Here are seven ideas to get around paying them.

The amount of time for a check to clear can vary from check to check.

Early access to direct deposited funds can make managing your budget a bit easier.

If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.

Check out the 13 different types of checking accounts.

The rule provides a framework for settling unauthorized debit-card transactions.

There’s more than one way to bank. Here are the reasons to consider banking locally.