Credit Cards: Find the Right Offer For You & Apply Online

Bankrate's promoted cards from our partners for September 2024

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. The listings that appear on the website are from credit card companies from which Bankrate receives compensation. This compensation may impact how and where products appear on this site. Terms Apply.

BEST FOR EVERYDAY CASH REWARDS

Wells Fargo Active Cash® Card

Apply now

on Wells Fargo's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Bankrate Score

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

4.3

Rewards Rate:

Earn unlimited 2% cash rewards on purchases.

Welcome Offer:

Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

Regular APR:

20.24%, 25.24%, or 29.99% Variable APR

Purchase Intro APR:

0% intro APR for 12 months from account opening

Balance Transfer Intro APR:

0% intro APR for 12 months from account opening on qualifying balance transfers

Annual Fee:

$0
This card not only carries one of the best flat rewards rates out there, but also a generous sign-up bonus and a decent intro APR offer, features often missing on competing cards. This makes it easily one of the best flat-rate cash rewards cards on the market.

Read our full Active Cash card review.
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don't expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

See Rates & Fees

BEST STARTER TRAVEL CARD

Chase Sapphire Preferred® Card

Apply now

on Chase's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Bankrate Score

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

4.8

Rewards Rate:

5x on travel purchased through Chase Travel℠. 3x on dining, select streaming services and online groceries. 2x on all other travel purchases. 1x on all other purchases.

Welcome Offer:

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

Regular APR:

21.49% - 28.49% Variable

Purchase Intro APR:

N/A

Balance Transfer Intro APR:

N/A

Annual Fee:

$95
This card’s points are worth 25 percent more when you redeem for travel through Chase Travel℠ and you can transfer rewards to a long list of popular airline and hotel transfer partners, making it a great pick if you’re looking for an ultra-flexible, low-cost travel card.

Read our full Chase Sapphire Preferred review.
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- Member FDIC

BEST FLEXIBLE BUSINESS TRAVEL CARD

American Express® Business Gold Card

Apply now

on American Express's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Bankrate Score

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

5.0

Rewards Rate:

Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*. Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*. 1X is earned for other purchases. **.

Welcome Offer:

Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*

Regular APR:

19.49% - 28.49% Variable

Purchase Intro APR:

0% on purchases for 6 months from the date of account opening

Balance Transfer Intro APR:

N/A

Annual Fee:

$375
Since it automatically earns rewards in your two biggest eligible spending categories, this card is a great option for small-business owners looking for a simple way to earn travel points. Amex points are also more valuable and flexible than the average credit card rewards.

Read our full Amex Gold Business card review.
- Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- 0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 19.49% to 28.49% variable APR.*
- Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
- Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
- Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
- Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
- The Business Gold Card now comes in three metal designs: Gold, Rose Gold and Limited Edition White Gold. White Gold design is only available while supplies last. Make your selection when you apply on Americanexpress.com.
- *Terms Apply

See Rates & Fees , Terms Apply

Credit Card Tools

Credit card compare tool

Compare up to 3 credit cards from our partners using the side-by-side card comparison tool below.

Spender type tool

Get personalized recommendations from our partners based on your credit score and spending habits.

More Tools

Credit Card Reviews

ALLY EVERYDAY CASH BACK MASTERCARD REVIEW: ELEVATED CASH BACK ON EVERYDAY SPENDING

The Ally Everyday Cash Back Mastercard is one of the newest rewards cards from Ally Bank, offering 3 percent cash back on common expenses such as gas stations, grocery stores [...]

Read full review

CHASE SAPPHIRE PREFERRED® CARD REVIEW: THE BEST TRAVEL REWARDS CARD FOR UNDER $100?

A fantastic rewards card with everyday value for travel lovers who don’t want to pay a huge annual fee.

Read full review

DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD REVIEW: ENOUGH PERKS TO JUSTIFY THE ANNUAL FEE

Great everyday rewards and lucrative benefits for value-minded Delta travelers.

Read full review

BANKAMERICARD® SECURED CREDIT CARD REVIEW: A CHANCE TO GET AHEAD IF YOU HAVE LIMITED OPTIONS

As a starter card, the BankAmericard provides access to credit in a simplified way.

Read full review

MERRICK BANK SECURED CREDIT CARD REVIEW: A LOW-INTEREST CARD FOR CREDIT-BUILDERS

Merrick Bank Secured Credit Card overview If you’re new to credit, the Merrick Bank Secured Credit Card can help. It’s a no-frills card that comes with one of the lowest [...]

Read full review

Editor's Picks

Latest Articles

Capital One Quicksilver Student Cash Rewards Credit Card: Ideal for traveling students

Whether you’re an international student, like to travel a lot, or have plans to complete that semester abroad, here are key features of the Quicksilver Student Cash Rewards card you should know abou [...]

3 min read Apr 23, 2024
How to save on cosmetic procedures using your credit card

If you’re planning to splurge for a cosmetic procedure, a credit card can offer a line of credit to pay it off.

6 min read Apr 23, 2024
What are contactless credit cards?

Contactless payments are becoming more common as consumers become familiar with the no-touch form of payment.

4 min read May 23, 2022
“Can I have $20?”: When to give your child a debit card

Managing a debit card can provide valuable financial lessons, but it’s important to make sure your child is ready.

6 min read Oct 26, 2022
CFPB alleges TransUnion lured consumers with dark patterns

Digital dark patterns, such as those the CFPB alleges TransUnion engaged in, seek to market to consumers by misleading them.

3 min read May 19, 2022
How much allowance should you give your kids?

This guide covers different types of allowances and the weekly amounts different parents give to their children.

5 min read Jul 10, 2024
How to teach your teenager about financial responsibility

Are you ready to teach your teens about earning, spending, saving and investing? Greenlight can make the process easy and fun.

5 min read Jul 10, 2024
How Gen Zers can use credit cards to plan a vacation

As Gen Zers start exploring their financial independence, here are a few tips that can help minimize the cost of their next vacation.

5 min read Mar 24, 2023
Credit card autopay explained

Here’s what you need to know about credit card autopay.

3 min read Oct 26, 2022
An unheralded yet lucrative cash back card

You may not have heard of the Shop Your Way Mastercard, but it’s a cash back card that’s worth considering.

3 min read Oct 20, 2022