Skip to Main Content

Credit Cards

Compare top offers by category. Read our expert reviews and recommendations. Feel confident when you apply.

Tools & Reviews

CapitalOne Venture X Business Rewards Credit Card logo
5.0
Rating: 5 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Delta Skymiles logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

We asked the Bankrate Experts: What is your favorite piece of credit card advice?

"I know it’s a hassle, but reading the fine print is underrated. Know what fees, APRs and benefits you’re signing up for. You might uncover extra value from features that aren’t advertised or discover some nasty fees to avoid. When you know what the terms are, it’s easier to get the most from your cards and avoid pitfalls."
"Credit card rewards, welcome bonuses and added perks — like travel insurance or savings on certain brands — are essentially free money. By swiping a card for everyday purchases, you can earn rewards toward your next trip or cash in your wallet. Pay your balance on time and in full to avoid interest fees and credit dings."
"I think the best habit is to treat your credit card like a debit card. Don’t spend more money than you can easily pull from your checking account. If you can’t pay off a purchase within a couple of weeks, you can’t afford it. This practice can help you avoid credit card debt — and expensive interest charges."
"There’s a saying that credit cards are like power tools. As in, really useful or dangerous. It’s all about how you use them. Half of cardholders pay in full every month and benefit from rewards and buyer protections. The other half can get trapped in an expensive debt cycle. Pay in full and get credit cards working for you."

Featured by names you know and trust

The latest

Rosalie and Douglas Gale standing in front of the Ugly Baby shop
You might love your credit card. For your favorite small business, it’s more complicated.
Young couple boarding their plane at the airport.
Capital One Venture Rewards is worth it if you take advantage of all it has to offer.
Storeowner leans over counter looking at tablet.
Find out what a business credit card is and how this type of card works.
FINAL AI TEAM REVIEW: How to Cancel a Pending Credit Card Transaction
Understand what pending credit card transactions are and how to cancel them.
woman paying at counter with credit card
No matter the season, a rewards card can help lighten the load of your spending.
Smiling couple arriving at their breach facing vacation rental
Learn why you might want to use the Capital One Venture X for vacation rentals, traditional hotel bookings, airfare and more this year.
Senior man using smartphone while relaxing on the sofa in the living room at home
What are the key benefits and who is best suited for this card? Read on to find out.
group of friends on a hike by a lake
Here’s how to decide if the Southwest Rapid Rewards Plus Credit Card is right for you
Young businesswoman working at home office
Learn about the the ins and outs of PayPal’s Pay in 4 program, when to use it and some alternatives to consider.
grandson using a digital tablet with his grandmother
Instant use cards can come in handy when you don’t want to wait for your new card to arrive in the mail.
Woman using credit card for online payments
Both the BankAmericard and the Citi Diamond Preferred are good options for a balance transfer card.
Man closely inspecting smartphone while holding credit card
Learn when to say goodbye to your high-interest credit card and when to keep it.
woman arranging a mannequin in her clothing store window
This guide can help you decide if signing up for the Bank of America Business Customized Cash is worth it.
man working in furniture workshop
The Ink Business Unlimited is better for business owners who prefer flat rewards.
Young woman uses smartphone and smiles with credit card in hand with a young man
Learn more about which Discover credit card suits your credit card goals
woman using a credit card to shop online
A new credit card, timed right and used strategically, can help you fight high prices.
Woman on cell phone with dog
Issuer assistance won’t last forever. Here are 4 cards offering no late fees or a one-time pass.
Woman using credit card for online payments
Both the BankAmericard and the Citi Diamond Preferred are good options for a balance transfer card.
Young woman uses smartphone and smiles with credit card in hand with a young man
Learn more about which Discover credit card suits your credit card goals
a young man at home holding a credit card and using a computer
Here’s what you need to do if your credit card APR increases.
close up of hands making contactless payment using phone
Discover offers a broad range of credit cards that let you rack up rewards for cash back, travel and more.
Man making an online payment on his smartphone using his credit card
Here are eight balance transfer credit card mistakes that you want to avoid making.
couple viewing credit card offers
Choosing between the cards depends on whether you prioritize debt payoff or rewards.
Girl sitting at desk in living room study on laptop making notes
A balance transfer credit card from Wells Fargo can help you consolidate and pay down your existing credit card balances.
Many travel credit cards reward train travel, including Amtrak credit cards.
Young woman Enjoying coffee time and using smartphone In restaurant
The Discover it Cash Back benefits include rewards and an introductory APR offer.
Asian father and daughter shopping at grocery story
The Blue Cash Preferred Card from American Express is a hard-to-beat grocery card.
man looking at phone
A statement credit, which is a card benefit, can help bring down your card balance.
Three friends laughing and eating at an outdoor restaurant
The Capital One Savor is the ultimate card choice for food lovers and fun seekers but comes with an annual fee.
Person looking at tablet and credit card
Both cards can offer you a lot of cash back bang for your buck.
Mom at home on computer with her young son
Retailers pay a commission to cash back sites as you make qualifying purchases.
woman using a credit card to shop online
A new credit card, timed right and used strategically, can help you fight high prices.
Couple checks cellphone in the cold
Use credit card shopping portals to earn additional cash back and bonus points and miles this holiday season.
Young woman holding a receipt and her smartphone in a cafe while smiling
It’s more important than ever to make sure that you get the highest offer possible when applying for a credit card.
Smiling young Asian woman using smart phone and credit card to mange online banking, sitting on the balcony with dramatic sunlight. Online shopping makes life easier.
Returning an item purchased with credit will cause points earned to be deducted.
Woman taking a road trip
Booking car rentals with rewards points can offer some value to travelers.
Store credit cards reward loyalty, but they may not be the best choice for you.
girl using credit card and laptop
Seven tips and tricks to help you hit your minimum spend.
Concerned lady looking on smartphone having finance stolen from card
In many cases, you can recover stolen rewards.
Family at pool
If you want to maximize your Citi rewards, consider the Citi trifecta strategy.