Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should save. But understanding why can make the habit stick. Saving isn’t just about “being responsible” — it’s about control, opportunity, and peace of mind. Here are seven [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Weekly Savings Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

See our top savings account rates

Bankrate Partner Average

The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 09/06/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.

3.85^%_APY

National Average

0.63^%_APY

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Learn more

Latest articles

Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.

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Comparing savings rates can ensure you get the best return on your savings.

The best account to save your money will vary by your goal.

A savings account can be a great tool to teach your child about money. Here are a few of our favorites.

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High-yield savings rates fluctuate over time. Let’s explore what causes that.

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The top high-yield savings accounts are currently earning APYs of 5 percent and greater.

Savers can stash their cash in a brokerage these days to rack up returns.

Interest is the price you pay to borrow money or the cost you charge to lend money.

The best account to save your money will vary by your goal.

These credit unions offer great rates and top-notch features — and many make it easy to join.

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Get the latest rates on top-yielding money market accounts.

How Reg. D impacts your savings account and why it pays to check with your bank.

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CD terms can range from three months to five years. Learn which one is right for you.

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Expect yields to continue trending downward in 2026.

These accounts sound similar, but there are some key differences to know.

Our top 5 picks scored highly for access, range of products and digital options.

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Banks are offering rates up to three times higher than average as the Fed cuts back.

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New J.D. Power survey reveals sizable number of bank customers experienced fraud.

Confused about finding an HSA? Use these tips to determine the best deal for you.

The Federal Reserve cut interest rates for the second consecutive meeting but this time by a smaller quarter of a percentage point.

Jerome Powell, Chair of the Federal Reserve of the United States

Follow along as Bankrate’s experts break down the Fed’s next interest rate decision.

Here are scenarios for when each choice – paying down debt or saving – makes more sense.

Some high-profile economists have called the Fed’s half-point call “a mistake.”

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A new CFPB rule will make it easier for people to transfer their data between banks.

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The trusted provider of accurate rates and financial information

Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Weekly Savings Rates

National Average

Compare top-rated banks

See how much your savings can grow

Latest articles

Help us shape the future of personal finance