Debit Cards
Debit and prepaid debit cards provide convenient and secure payment options for consumers, allowing easy access to funds without the risk of accruing debt.
Explore debit card basics
Debit cards can offer additional perks to help you save more of your money.
Debit cards and prepaid cards can be used similarly, but debit cards tend to have fewer fees.
Knowing your limit before making a purchase can help you make smarter decisions.
Use your debit card wisely
Checking
Daily ATM withdrawal limits
It's important to know how much you can withdraw from your bank's ATMs in a given day to help you better handle financial emergencies that require cash.
Checking
Available account balance vs. current balance
Understand the differences between the two balances you may see when looking at your bank account.
BANKING
Checking account and ATM fee study
Maintaining a checking account with a debit card can come at a high cost. Learn how rising ATM fees and other banking fees are impacting consumers.
Experts in all things banking
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Bankrate Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Learn more
- Introduction to Checking Accounts
Spend money, pay bills, write checks or make fund transfers with a checking account.
Check out the 13 different types of checking accounts.
Finding the account of your dreams comes down to knowing what you want and the features you value most.
Here are simple steps to take to avoid paying checking account fees.
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
There are several ways to deposit a check — some are simpler than others.
Setting up direct deposit is typically easy and can save you a lot of time. Here’s how.
Latest articles
The rule provides a framework for settling unauthorized debit-card transactions.
Debit cards are inherently less secure than credit cards, especially at these spots.
Credit and debit cards are both popular payment methods, but with different purposes.
Depositing a check using a smartphone is easy and can save you a trip to the bank.
Prepaid cards can be used to make purchases, but you only have access to preloaded money.
Ever heard of a neobank? If not, here’s what you need to know.
Stop wasting time writing checks. Learn the faster, safer way to pay.
Most rental car companies make you take extra steps to rent with a debit card.
Depositing cash into someone’s account isn’t always possible, but there are options.
Here are top accounts for features like ATM fee waivers, overdraft forgiveness and more.
Learn the key characteristics of certified checks and how they differ from other types of payments.
Here are simple steps to take to avoid paying checking account fees.
Bank of America offers perks beyond basic banking, including museum passes, cash back deals and $300 new account bonuses.
If you don’t have a bank account, check-cashing services offer access to your money, at a cost.
We all use our checking accounts for the basic purposes — direct deposit of our paychecks, paying monthly bills and making debit card purchases. And while usually you’re seeing money leave your checking [...]
Stay on top of your money with the right balance between your checking and savings.
These credit unions offer great rates and top-notch features — and many make it easy to join.
Knowing your limit before making a purchase can help you make smarter decisions.
You can get a money order from many places. Here’s what you need to know.
A second-chance checking account is designed for those whose banking history may prevent them from opening a standard account. Applicants sometimes have past problems such as an unpaid negative balance [...]
Linking bank accounts is a way to make it easier to transact between the two.
Now that the U.S. Mint is done producing pennies, what happens to consumer prices?
Spend money, pay bills, write checks or make fund transfers with a checking account.
These accounts sound similar, but there are some key differences to know.
The trusted provider of accurate rates and financial information