Banking

How much money you keep at home depends on your personal situation, including your need for cash in everyday life as well as in an emergency situation. Elliot Pepper, CPA, CFP, MST, financial planner and [...]

These credit unions offer great rates and top-notch features — and many make it easy to join.

Knowing your limit before making a purchase can help you make smarter decisions.

You can get a money order from many places. Here’s what you need to know.

A second-chance checking account is designed for those whose banking history may prevent them from opening a standard account. Applicants sometimes have past problems such as an unpaid negative balance [...]

Linking bank accounts is a way to make it easier to transact between the two.

Now that the U.S. Mint is done producing pennies, what happens to consumer prices?

Spend money, pay bills, write checks or make fund transfers with a checking account.

Big banks pay just 0.01% APY while online banks offer 4.4%. Your $10,000 could earn $897 more over two years. Learn how to switch without changing banks.

Here’s a guide to saving $10,000 in one year to make yourself more financially secure.

Bankrate recaps the week in savings accounts and analyzes where rates are headed.

Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

Financial markets may drop lower, but APYs on high-yield savings remain high.

If you have over $25,000 in your savings account, consider these strategies.

Tariffs could cost households $3,800 in 2025. Discover smart budgeting strategies to offset rising prices on consumer goods.

Find the best high-yield savings account rate today.

If you’ve been thinking of getting a longer-term CD, you may want to make a move.

Here’s how to proceed when your CD matures during falling rates.

CDs can be a useful tool to save, but make sure to shop around for the right kind and bank for you.

Learn how you can lose money on a CD.

Savers, here are strategies to invest in CDs.

A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

If you think rates may rise again soon, a bump-up CD could be what you’re looking for.

These credit unions offer great rates and top-notch features — and many make it easy to join.

Investing with mutual funds is an easy way to build a diversified portfolio. Here’s what you need to know.

These accounts sound similar, but there are some key differences to know.

How Reg. D impacts your savings account and why it pays to check with your bank.

The best account to save your money will vary by your goal.

Get the latest rates on top-yielding money market accounts.

With interest rates somewhat volatile, it’s important to shop around for the best money market mutual funds.

Our top 5 picks scored highly for access, range of products and digital options.

Knowing your limit before making a purchase can help you make smarter decisions.

A second-chance checking account is designed for those whose banking history may prevent them from opening a standard account. Applicants sometimes have past problems such as an unpaid negative balance [...]

Spend money, pay bills, write checks or make fund transfers with a checking account.

Here’s how these two bank fees compare and how to best avoid them.

This old-school way of paying is still in demand. Here’s everything you need to know.

Checks aren’t as ubiquitous as they once were, but you may still have to write one.

Over time, ATM fees have climbed. Here’s what you need to know.

Consumers without a bank account face hurdles when trying to cash a check.