Banking
From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.
Explore banking basics

How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.

How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
Find more resources
Editor's picks

Experts in all things banking
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Chief Financial Analyst

Principal U.S. Economy Reporter

Senior Economic Analyst
Banking data studies

Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.

I’m a personal finance reporter — here’s how I did a mid-year financial checkup in under an hour
Banking
A mid-year checkup is the most effective way to ensure my finances are on track.

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
Featured by names you know and trust
Latest articles

The APY percentage shows how much an account earns per year. Here’s what you need to know.

You might not feel better about inflation because prices are still up post-pandemic.

Powell is concerned tariffs could lead to more inflation. This former Fed official has a different view.

Prices rise and fall all the time in the U.S. economy. It’s not always inflation.

Bank of America offers perks beyond basic banking, including museum passes, cash back deals and $300 new account bonuses.

CD rates may seem attractive, but in 2025’s uncertain environment, they create a lose-lose scenario that could cost you money.

APYs on high-yield savings accounts remain competitive after Fed rate decision.

Get the latest rates on top-yielding money market accounts.

The APY percentage shows how much an account earns per year. Here’s what you need to know.

APYs on high-yield savings accounts remain competitive after Fed rate decision.

Get the latest rates on top-yielding money market accounts.

A new Bankrate analysis shows mothers earned 31 percent less in wages than fathers in 2023.

Recession risks are rising. Learn six smart savings strategies to protect your money before it hits.

JPMorgan raises recession probability to 50%. Learn five practical steps to protect your savings before economic conditions worsen.

Comparing savings rates can ensure you get the best return on your savings.

The term “Trumpcession” has been popping up in headlines this week, as economists and market watchers debate whether President Trump’s economic policies could trigger a downturn. But are we actually [...]

CD rates may seem attractive, but in 2025’s uncertain environment, they create a lose-lose scenario that could cost you money.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Savers, here are strategies to invest in CDs.

Here’s everything you need to know about brokered CDs.

If you think rates may rise again soon, a bump-up CD could be what you’re looking for.

Planning for retirement? Here’s what you need to know about IRA CDs.

Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.

Add-on CDs can offer more flexibility than a traditional CD.

Money market funds are available from several different brokers and fund managers.

Short answer? Yes. Here’s what you need to know.

Our top 5 picks scored highly for access, range of products and digital options.

Earn more on your business cash with high-yield accounts offering competitive APYs.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Business money market accounts offer higher yields while maintaining access to funds.

Find the right business savings account to help your company’s money grow.

Learn why you need to check your APY.

The amount of time for a check to clear can vary from check to check.

Here are easy actions you can take to avoid the fee of get it waived.

Stop wasting time writing checks. Learn the faster, safer way to pay.

Here’s what you need to know about this high-yield checking promo.

Get your tax refund faster and more securely by setting up direct deposit. Learn how to avoid common mistakes.

If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.

Your bank accounts have two separate balances: the current balance and the available balance. Here’s the distinction.

Spend money, pay bills, write checks or make fund transfers with a checking account.