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Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

Editor's picks

Experts in all things banking

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Greg McBride

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Chief Financial Analyst

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Principal U.S. Economy Reporter

Mark Hamrick

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Senior Economic Analyst

Banking data studies

Money next to flashing sirens
Nearly 1 in 4 Americans have no emergency savings, according to a new Bankrate survey.
Over 1 in 4 workers are more worried about job security since 2025 began.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

female soldier and her husband use a banking app to check the state of their finances
Bank account budgeting tools make it easy to track your personal finances.
Illustration of woman holding a briefcase in front of two bar graphs representing the deteriorating labor market
It’s a tale of two job markets: secure for job holders, recession-like for job seekers.
Mother and daughter
A savings account is a good tool for teaching children financial basics and responsibility.
A father multi-tasks with his young son.
Savers, here are strategies to invest in CDs.
close up of hands writing a check
Consumers without a bank account face hurdles when trying to cash a check.
An image of a pink piggy bank standing on top of a green and white striped rocket with smoke coming out of the end of the rocket.
Here’s everything you need to know about high-yield savings accounts.
stacks of coin with dollar bill
A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.
Women checking amount in bank account passbook with bank statement
Here are a few different ways to see how much money you have in your bank account.
Illustration of stack of money with headline that says best high-yield savings interest rates
Compare the best high-yield savings rates as of September 9, 2025.
Fed rate hike to curb inflation, wooden block with FED and up-down arrows icon. Central banking system and interest rate changes.
We look back at how banks handled rate cuts in 2024, and what to expect in 2025.
Illustration of coins with a headline that reads best high-yield savings accounts today
Compare the best high-yield savings rates as of September 8, 2025.
Mom preparing financial paperwork at home while her child draws next to her
Single people and young families tend to have significantly less saved.
Here’s how to boost your savings.
A couple budgets together.
Bankrate offers 18 ideas for stretching your budget to save money.
Row of folded dollar bills with red gift bows
Giving money as a gift doesn’t have to be boring. Use this guide to personalize your monetary giving.
The Federal Reserve Building in downtown Washington DC, USA at night.
The Fed continues to signal lowering rates later this month. Here’s how to prepare.
A father multi-tasks with his young son.
Savers, here are strategies to invest in CDs.
stacks of coin with dollar bill
A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Woman Inserts Cash Into Wallet
If you think rates may rise again soon, a bump-up CD could be what you’re looking for.
Photo of Fed Chair Jerome Powell at a podium, holding his hands up.
The Federal Reserve lowered the federal funds rate by 25 basis points on Wednesday at the conclusion of its September meeting, marking the central bank’s first rate cut this year. For savers, that’s [...]
Clocks are displayed across an image of a dollar bill.
Take a look at the days when CDs were offering investors double-digit returns.
Couple looking at laptop while sitting on sofa at home
As the Fed is cutting interest rates, consider these certificates of deposit (CDs)
A woman does research online.
These CD specials help you earn more money on interest without taking on risk.
A couple works on their finances on a laptop in their kitchen.
With interest rates somewhat volatile, it’s important to shop around for the best money market mutual funds.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
woman at ATM
Our top 5 picks scored highly for access, range of products and digital options.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Image of a piggy bank stuffed with dollars and an arrow behind it pointing to the right and going up.
$10,000 high-yield savings vs. $10,000 money market account: Here’s which earns more
People walking past an HSBC Bank
These four types of bank accounts can help you meet your financial goals.
A young female researches on her phone.
Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.
Person looking at smartphone
The best account to save your money will vary by your goal.
close up of hands writing a check
Consumers without a bank account face hurdles when trying to cash a check.
Capital One Bank signage in New York City
Banks are cutting overdraft fees in response to consumers and regulators’ demands.
Young Woman Checking Her Finances At Home
Finding the account number on a check is easy — if you know where to look.
An older couple reviews a bill.
Tired of paying fees? Here are seven ideas to get around paying them.
Young Woman Depositing Check With Smartphone
The amount of time for a check to clear can vary from check to check.
Family looking at their finances.
Early access to direct deposited funds can make managing your budget a bit easier.
person standing next to bike and looking at phone
If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.
Person using an ATM
Check out the 13 different types of checking accounts.