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Find the best prepaid debit card for you

Debit Cards » Find The Best Prepaid Debit Cards

Bankrate.com surveyed 31 prepaid debit card offers Feb. 2-10, 2015. Please check with the institution for the latest offerings.

Prepaid debit cards can be an alternative for consumers who have trouble establishing or improving credit. Bankrate's 2015 Prepaid Debit Card Survey shows a cross section of what's available in the marketplace today and key provisions of each card.

Prepaid debit cards

Card Issuer/NameMonthly maintenance feeCard activation feeATM withdrawal fee (issuer's ATM)ATM balance inquiry
Card Issuer/Name:American Express ServeMonthly maintenance fee: $1Card activation fee: $0 online; $3.95 in retail locationsATM withdrawal fee (issuer's ATM): N/A but free at MoneyPass ATMsATM balance inquiry: N/A
Card Issuer/Name:Bluebird by American ExpressMonthly maintenance fee: $0Card activation fee: $0ATM withdrawal fee (issuer's ATM): N/A but free at MoneyPass ATMsATM balance inquiry: N/A
Card Issuer/Name:BB&T MoneyAccount CardMonthly maintenance fee: $5Card activation fee: $0ATM withdrawal fee (issuer's ATM): $0ATM balance inquiry: $0 in network; $1 out of network
Card Issuer/Name:BBVA Compass SafeSpend CardMonthly maintenance fee: $4Card activation fee: $0ATM withdrawal fee (issuer's ATM): $1ATM balance inquiry: $0 in network; $1 out of network
Card Issuer/Name:Chase LiquidMonthly maintenance fee: $4.95Card activation fee: $0ATM withdrawal fee (issuer's ATM): $0ATM balance inquiry: $0 in network; $2 out of network
Card Issuer/Name:Comerica Bank Convenience Card (through Elan Financial Services)Monthly maintenance fee: $3.95Card activation fee: $5.95ATM withdrawal fee (issuer's ATM): $0ATM balance inquiry: $1
Card Issuer/Name:Comerica Bank Independence Prepaid Card (through Elan Financial Services)Monthly maintenance fee: $3.95Card activation fee: $5.95ATM withdrawal fee (issuer's ATM): $0ATM balance inquiry: $1
Card Issuer/Name:Fifth Third Access 360° Reloadable Prepaid CardMonthly maintenance fee: $4Card activation fee: $0ATM withdrawal fee (issuer's ATM): $0ATM balance inquiry: $0
Card Issuer/Name:Mango Prepaid MasterCard (by First Bank & Trust, Brookings, South Dakota)Monthly maintenance fee: $3Card activation fee: $0ATM withdrawal fee (issuer's ATM): N/AATM balance inquiry: $1
Card Issuer/Name:Wal-Mart MoneyCard MasterCard, Basic (by Green Dot Bank)Monthly maintenance fee: $3Card activation fee: $1.88, free if ordered onlineATM withdrawal fee (issuer's ATM): N/A; but free at MoneyPass ATMsATM balance inquiry: No fee at MoneyPass ATMs; otherwise $1
Card Issuer/Name:Wal-Mart MoneyCard, Plus (by Green Dot Bank)Monthly maintenance fee: $3Card activation fee: Up to $4ATM withdrawal fee (issuer's ATM): N/A; but free at MoneyPass ATMsATM balance inquiry: No fee at MoneyPass ATMs; otherwise $1
Card Issuer/Name:Wal-Mart MoneyCard, Preferred (by Green Dot Bank)Monthly maintenance fee: $3Card activation fee: $4ATM withdrawal fee (issuer's ATM): N/A; but free at MoneyPass ATMsATM balance inquiry: No fee at MoneyPass ATMs; otherwise $1
Card Issuer/Name:Green Dot Reloadable Prepaid Card, GoldMonthly maintenance fee: $5.95Card activation fee: Up to $4.95 at retail store; free if ordered onlineATM withdrawal fee (issuer's ATM): N/A; but free at MoneyPass ATMsATM balance inquiry: No fee at MoneyPass ATMs; $0.50 otherwise
Card Issuer/Name:H&R Block Emerald Prepaid MasterCardMonthly maintenance fee: $0Card activation fee: $0ATM withdrawal fee (issuer's ATM): N/A; but free at MoneyPass ATMsATM balance inquiry: $1.50
Card Issuer/Name:AccountNow Gold Visa Prepaid Card (by MetaBank)Monthly maintenance fee: $9.95Card activation fee: $0ATM withdrawal fee (issuer's ATM): $2.50ATM balance inquiry: $1.50
Card Issuer/Name:AccountNow Prepaid MasterCard (by MetaBank)Monthly maintenance fee: $0Card activation fee: $4.95ATM withdrawal fee (issuer's ATM): $2.50ATM balance inquiry: $1.50
Card Issuer/Name:NetSpend Visa Prepaid Debit Card, Pay-As-You-Go Plan (by MetaBank) Monthly maintenance fee: $0Card activation fee: $0ATM withdrawal fee (issuer's ATM): $2.50ATM balance inquiry: $0.50
Card Issuer/Name:PayPower Visa Prepaid Card (by MetaBank, certain services provided by Blackhawk California)Monthly maintenance fee: $5.95Card activation fee: $0 online; $3.95 at retailers (may vary by retailer)ATM withdrawal fee (issuer's ATM): $1.95ATM balance inquiry: $0.50
Card Issuer/Name:UPside Visa Prepaid Card, Classic plan (by MetaBank)Monthly maintenance fee: $4.95 if loading less than $500; $0.99 if loading more than $500Card activation fee: $0ATM withdrawal fee (issuer's ATM): $0ATM balance inquiry: $0.99
Card Issuer/Name:MyVanilla Prepaid CardMonthly maintenance fee: $0Card activation fee: Up to $3.95ATM withdrawal fee (issuer's ATM): N/AATM balance inquiry: $1
Card Issuer/Name:NAVY Federal Credit Union GO Prepaid CardMonthly maintenance fee: $0Card activation fee: $0ATM withdrawal fee (issuer's ATM): $0ATM balance inquiry: $0
Card Issuer/Name:PNC SmartAccess Prepaid Visa CardMonthly maintenance fee: $5Card activation fee: $0ATM withdrawal fee (issuer's ATM): $0ATM balance inquiry: $0 in network; $2.50 out of network
Card Issuer/Name:Regions Now CardMonthly maintenance fee: $5Card activation fee: $4ATM withdrawal fee (issuer's ATM): $0ATM balance inquiry: $0 in network; $2.50 out of network
Card Issuer/Name:SunTrust Prepaid MasterCardMonthly maintenance fee: $5Card activation fee: $4ATM withdrawal fee (issuer's ATM): $0ATM balance inquiry: $0
Card Issuer/Name:TD Go CardMonthly maintenance fee: $0Card activation fee: $4.95ATM withdrawal fee (issuer's ATM): $0ATM balance inquiry: $0 in network; $3 out of network
Card Issuer/Name:AchieveCard Visa Prepaid Card, Gold Plan (by The Bancorp Bank)Monthly maintenance fee: $9.95Card activation fee: $0ATM withdrawal fee (issuer's ATM): $2.50ATM balance inquiry: $0.95
Card Issuer/Name:READYdebit Visa Prepaid Card, Select Plan (by The Bancorp Bank)Monthly maintenance fee: $9.95Card activation fee: $0ATM withdrawal fee (issuer's ATM): $2.50ATM balance inquiry: $1
Card Issuer/Name:Prepaid Visa RushCard, Pay As You Go Plan (by The Bancorp Bank)Monthly maintenance fee: $0Card activation fee: $3.95-$9.95ATM withdrawal fee (issuer's ATM): $0ATM balance inquiry: $0 in network; $0.50 out of network
Card Issuer/Name:Univision MasterCard Prepaid Card (by The Bancorp Bank)Monthly maintenance fee: $9.95Card activation fee: $0ATM withdrawal fee (issuer's ATM): $0ATM balance inquiry: $0 in network; $1.95 out of network
Card Issuer/Name:U.S. Bank Contour CardMonthly maintenance fee: $4Card activation fee: $4ATM withdrawal fee (issuer's ATM): $0ATM balance inquiry: $0
Card Issuer/Name:Wells Fargo EasyPay CardMonthly maintenance fee: $5Card activation fee: $0ATM withdrawal fee (issuer's ATM): $0ATM balance inquiry: $0 in network; $2 out of network

Bankrate.com surveyed 31 prepaid debit card offers Feb. 2-10, 2015. These are the resulting fees, restrictions and other card provisions.

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