Banking
12 ways to save money every day
7 min read
Budgeting basics
A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.
Budgeting tips
Bankrate offers 18 ideas for stretching your budget to save money.
Discretionary income: Definition, how to calculate it and how it impacts your budget
Personal Finance
Understanding discretionary income can help you with your budgeting strategy.
Our guide tackles the basics of disposable income and how you can use it to budget.
Essential reading
The best places to keep your emergency fund
7 min read
How to start (and build) an emergency fund
9 min read
Calculate your savings
Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.
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Latest articles
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Coins sitting around in an overloaded jar could be put to better use. Here’s how.
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Use these strategies to keep your deposits safe when they top FDIC limits.
Here are a few different ways to see how much money you have in your bank account.
Several banks continue to offer savings accounts well above 4 percent APY.
Rainy day and emergency funds differ but together provide a sound financial plan.
It’s important to find the right accounts for your emergency savings.
An emergency fund is an essential part of a solid financial plan.
Here’s a helpful guide to how much you need in savings over the course of your life.
Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
These simple moves can help you build a cash cushion.
Use this challenge to stash more cash toward your savings goals.
Creating a timeline is a useful way to plan and meet all your financial goals.
Most savers aren’t moving money despite 4 percent rates being available. This inertia could cost thousands in lost interest income.
Fed officials indicate that interest rates will remain steady at its next meeting.
Budgeting may be unpopular, but it’s important to know where your money is going.
How Reg. D impacts your savings account and why it pays to check with your bank.
Saving $1,000 need not be a daunting task. Here are 11 ways to do so.
The amount of money you should save each month will vary based on your goals. Here’s what to know.
An emergency fund is an essential part of a solid financial plan.
Bank consolidation often leads to lower deposit rates. Here’s what the current merger boom means for your savings and how to respond.
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