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Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

Editor's picks

Experts in all things banking

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Greg McBride

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Chief Financial Analyst

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Principal U.S. Economy Reporter

Mark Hamrick

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Senior Economic Analyst

Banking data studies

Money next to flashing sirens
Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.
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A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

Featured by names you know and trust

Latest articles

Stylized image of Trump wearing a Maga hat pointing to the left above the Federal Trade building.
If the Fed’s independence is jeopardized, here’s what experts say it could mean for your wallet.
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Green banking is an environmental movement. There are a number of ways consumers can make adjustments to their banking to help the environment.
Older woman and child putting pennies in a jar
We all use our checking accounts for the basic purposes — direct deposit of our paychecks, paying monthly bills and making debit card purchases. And while usually you’re seeing money leave your checking [...]
Man using his tablet for online banking
Financial markets may drop lower, but APYs on high-yield savings remain high.
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Looking for a stable way to pay off your debts with money left to save? Read on.
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If you have over $25,000 in your savings account, consider these strategies.
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You might not feel better about inflation because prices are still up post-pandemic.
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Knowing how fixed and variable expenses differ can help you improve your finances.
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Here’s how to save an extra $100 monthly with simple changes.
Fresh produce
With a bit of planning, you can reduce your grocery bill. Here’s how.
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These five banking apps can help you save money even on a tight budget.
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Looking to save more? Here are proven strategies to grow your savings this year.
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Use these strategies to keep your deposits safe when they top FDIC limits.
A mid adult woman sits at the counter in her kitchen and uses a laptop computer for online banking while managing her personal finances.
Don’t wait for the next Fed meeting to see where rates go before opening a deposit account.
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Many of these options are flexible to your schedule.
A woman and daughter work together
A savings account can be a great tool to teach your child about money. Here are a few of our favorites.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Woman Inserts Cash Into Wallet
If you think rates may rise again soon, a bump-up CD could be what you’re looking for.
Woman at laptop
Planning for retirement? Here’s what you need to know about IRA CDs.
Man using laptop in kitchen
Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.
A man does research on his laptop.
Add-on CDs can offer more flexibility than a traditional CD.
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CDs come in many varieties, making it easy to find one that meets your needs.
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If you have $25,000 to invest in a CD right now, here’s how much you could earn.
Illustration of a bar graph, moving down from left to right.
When policymakers and investors seek economic insight, they often use a tool called the yield curve. A yield curve measures the spread between yields on short- and long-term maturity bonds over time. It’s [...]
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Money market funds are available from several different brokers and fund managers.
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Our top 5 picks scored highly for access, range of products and digital options.
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Earn more on your business cash with high-yield accounts offering competitive APYs.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
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Business money market accounts offer higher yields while maintaining access to funds.
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Find the right business savings account to help your company’s money grow.
Person working at table with computer, drinking coffee and looking at smartphone
Learn why you need to check your APY.
couple with bank worker
Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.
Older woman and child putting pennies in a jar
We all use our checking accounts for the basic purposes — direct deposit of our paychecks, paying monthly bills and making debit card purchases. And while usually you’re seeing money leave your checking [...]
Business owner talking on phone.
Here’s what you need to know if you’re considering a switch to business checking.
Stay on top of your money with the right balance between your checking and savings.
Person using an ATM
Check out the 13 different types of checking accounts.
woman depositing a check on her phone
There are several ways to deposit a check — some are simpler than others.
Young Woman Depositing Check With Smartphone
The amount of time for a check to clear can vary from check to check.
Person reading credit card statement
Here are easy actions you can take to avoid the fee of get it waived.
A young woman is in the living room, she is using a laptop and credit card
Stop wasting time writing checks. Learn the faster, safer way to pay.