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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Banking data studies

A majority (81%) of Americans did not increase their emergency savings this year
Over 1 in 4 workers are more worried about job security since 2025 began.
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Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

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A bank may deny you a checking account. Here is what you can do next.
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Opening a money market account involves just a few simple steps and it can really pay off.
In 2024, three Federal Reserve rate cuts spurred declining yields on many deposit accounts, although savers were able to benefit from locking in strong yields on certificates of deposit (CDs). While the [...]
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You can find a CD account that significantly out-earns the national average if you shop around among banks.
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These popular banks are available to speak with customers around-the-clock.
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These joint checking accounts are ideal for sharing finances with another person.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
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Comparing savings rates can ensure you get the best return on your savings.
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A savings account can be a great tool to teach your child about money. Here are a few of our favorites.
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It’s important to find the right accounts for your emergency savings.
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Here’s how much $10,000 in a high-yield savings account can earn you.
Fantasy image of a robot hand holding a phone with real cash falling out of the screen
For many of us, saving money feels like an uphill battle.
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Here’s how multiple savings accounts can help you reach your financial goals.
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How Reg. D impacts your savings account and why it pays to check with your bank.
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Here’s everything you need to know about brokered CDs.
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Planning for retirement? Here’s what you need to know about IRA CDs.
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Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.
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It’s important to weigh your options after missing your CD’s maturity date.
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Find out which CD term is best for your financial goals in a lower rate environment.
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Know the two major benefits of opening a CD now, even as interest rates decline.
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All CDs have one thing in common: They’re among the safest places to park your cash.
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Learn how CD ladders and partial withdrawals can be used to fund emergency savings.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
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These credit unions offer great rates and top-notch features — and many make it easy to join.
Young woman calculating her finances while sitting with her laptop.
Investing with mutual funds is an easy way to build a diversified portfolio. Here’s what you need to know.
Woman using mobile phone at the bar
These accounts sound similar, but there are some key differences to know.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
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The best account to save your money will vary by your goal.
A couple works on their finances on a laptop in their kitchen.
With interest rates somewhat volatile, it’s important to shop around for the best money market mutual funds.
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A bank may deny you a checking account. Here is what you can do next.
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Depositing cash into someone’s account isn’t always possible, but there are options.
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Knowing your limit before making a purchase can help you make smarter decisions.
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A second-chance checking account is designed for those whose banking history may prevent them from opening a standard account. Applicants sometimes have past problems such as an unpaid negative balance [...]
Spend money, pay bills, write checks or make fund transfers with a checking account.
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Here’s how these two bank fees compare and how to best avoid them.
This old-school way of paying is still in demand. Here’s everything you need to know.
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Checks aren’t as ubiquitous as they once were, but you may still have to write one.