Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
These accounts sound similar, but there are some key differences to know.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
MMA
How to open an MMA
Bankrate's complete guide to opening a money market account to grow your savings.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 02/07/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 02/07/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
4.05%APY
VS
National Average
0.43%APY
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
About Bankrate's team
Bankrate Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Compare top-rated banks
Learn more
- Introduction to Money Market Accounts
This type of account can offer a low-risk way to earn a high yield.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
Latest articles
CD terms can range from three months to five years. Learn which one is right for you.
Get the latest rates on top-yielding money market accounts.
Expect yields to continue trending downward in 2026.
These credit unions offer great rates and top-notch features — and many make it easy to join.
Investing with mutual funds is an easy way to build a diversified portfolio. Here’s what you need to know.
These accounts sound similar, but there are some key differences to know.
How Reg. D impacts your savings account and why it pays to check with your bank.
The best account to save your money will vary by your goal.
A majority (81%) of Americans did not increase their emergency savings this year
Here’s how to boost your savings.
Ready to open a savings account? Here’s what you’ll need to know.
An emergency fund is an essential part of a solid financial plan.
It’s a low interest rate environment, but there are ways to earn more on your money.
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Keeping your savings in a bank down the street may seem like the obvious play, but there may be real downsides for doing so.
Comparing savings rates can ensure you get the best return on your savings.
High-yield savings rates fluctuate over time. Let’s explore what causes that.
There are several ways to deposit a check — some are simpler than others.
Here are easy actions you can take to avoid the fee of get it waived.
How many bank accounts are too many? Use the rule of two hours to find out.
Stop wasting time writing checks. Learn the faster, safer way to pay.
Split direct deposit is a simple way to painlessly boost your savings.
Here’s what you need to know about this high-yield checking promo.
Get your tax refund faster and more securely by setting up direct deposit. Learn how to avoid common mistakes.
The trusted provider of accurate rates and financial information