Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
These accounts sound similar, but there are some key differences to know.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
MMA
How to open an MMA
Bankrate's complete guide to opening a money market account to grow your savings.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 05/17/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 05/17/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.88%APY
VS
National Average
0.44%APY
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
About Bankrate's team
Bankrate Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Compare top-rated banks
Learn more
- Introduction to Money Market Accounts
This type of account can offer a low-risk way to earn a high yield.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
Latest articles
Comparing savings rates can ensure you get the best return on your savings.
High-yield savings rates fluctuate over time. Let’s explore what causes that.
The top high-yield savings accounts are currently earning APYs of 5 percent and greater.
Savers can stash their cash in a brokerage these days to rack up returns.
Interest is the price you pay to borrow money or the cost you charge to lend money.
Setting aside pretax dollars in an HSA can help you defray future medical costs.
How Reg. D impacts your savings account and why it pays to check with your bank.
Here’s how much $10,000 in a high-yield savings account can earn you.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Take a look at the days when CDs were offering investors double-digit returns.
These are the 10 largest credit unions in the United States based on assets.
Comparing savings rates can ensure you get the best return on your savings.
The best bank and credit union for you will depend on your banking needs, but in general, the best banks offer accounts with low or no minimum balance requirements and don’t charge monthly fees — or [...]
High-yield savings rates fluctuate over time. Let’s explore what causes that.
The top high-yield savings accounts are currently earning APYs of 5 percent and greater.
Setting up direct deposit is typically easy and can save you a lot of time. Here’s how.
The trusted provider of accurate rates and financial information