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Debit Cards

Debit and prepaid debit cards provide convenient and secure payment options for consumers, allowing easy access to funds without the risk of accruing debt.

Explore debit card basics

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Debit cards can offer additional perks to help you save more of your money.
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Knowing your limit before making a purchase can help you make smarter decisions.

Use your debit card wisely

DEBIT

Where to avoid using your debit card

Just because you can use your debit card almost anywhere doesn’t mean you always should. Bankrate's experts keep you informed on the risky places to avoid swiping your debit card.

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Daily ATM withdrawal limits

It's important to know how much you can withdraw from your bank's ATMs in a given day to help you better handle financial emergencies that require cash.

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Available account balance vs. current balance

Understand the differences between the two balances you may see when looking at your bank account.

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BANKING

Checking account and ATM fee study

Maintaining a checking account with a debit card can come at a high cost. Learn how rising ATM fees and other banking fees are impacting consumers.

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Experts in all things banking

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
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Stephen Kates, CFP Arrow Right Icon

Bankrate Financial Analyst

Sarah Foster

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Principal U.S. Economy Reporter

Mark Hamrick

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Senior Economic Analyst

Latest articles

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Depositing a check using a smartphone is easy and can save you a trip to the bank.
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The rule provides a framework for settling unauthorized debit-card transactions.
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Debit cards are inherently less secure than credit cards, especially at these spots.
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Credit and debit cards are both popular payment methods, but with different purposes.
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Prepaid cards can be used to make purchases, but you only have access to preloaded money.
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Ever heard of a neobank? If not, here’s what you need to know.
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Most rental car companies make you take extra steps to rent with a debit card.
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Tired of paying fees? Here are seven ideas to get around paying them.
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The amount of time for a check to clear can vary from check to check.
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Early access to direct deposited funds can make managing your budget a bit easier.
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If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.
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Check out the 13 different types of checking accounts.
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The rule provides a framework for settling unauthorized debit-card transactions.
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Your bank accounts have two separate balances: the current balance and the available balance. Here’s the distinction.
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These are the 10 largest credit unions in the United States based on assets.
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Comparing savings rates can ensure you get the best return on your savings.
A bank building with a large gold medal hanging from it
The best bank and credit union for you will depend on your banking needs, but in general, the best banks offer accounts with low or no minimum balance requirements and don’t charge monthly fees — or [...]
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High-yield savings rates fluctuate over time. Let’s explore what causes that.
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The top high-yield savings accounts are currently earning APYs of 5 percent and greater.
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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
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Setting up direct deposit is typically easy and can save you a lot of time. Here’s how.
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Savers can stash their cash in a brokerage these days to rack up returns.
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