Banking
From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.
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How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.

How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
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Banking data studies

A majority (81%) of Americans did not increase their emergency savings this year

Over 1 in 4 workers are more worried about job security since 2025 began.

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
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The worst downturn in a lifetime was also the shortest.

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Higher inflation and a troubled labor market could be the Fed’s nightmare scenario.

Higher inflation is here, but the big question is whether it’s here to stay or not.

The savings account has always been a time-tested standby. Here’s why it still matters.

The longer an individual is out of a job, the more likely they are to lose skills, face discrimination from employers and see lower wages.

The Fed’s patience could be challenged as the U.S. economy comes roaring back to life.

Here’s how to respond to lower rates if you’re in the market for a CD or savings account.

Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.

Comparing savings rates can ensure you get the best return on your savings.

The best account to save your money will vary by your goal.

A savings account can be a great tool to teach your child about money. Here are a few of our favorites.

High-yield savings rates fluctuate over time. Let’s explore what causes that.

The top high-yield savings accounts are currently earning APYs of 5 percent and greater.

Savers can stash their cash in a brokerage these days to rack up returns.

Interest is the price you pay to borrow money or the cost you charge to lend money.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.

Take a look at the days when CDs were offering investors double-digit returns.

Sometimes paying an early withdrawal penalty on a CD isn’t a bad idea.

The Federal Reserve left interest rates unchanged at its first meeting of 2026, keeping borrowing costs in a target range of 3.5-3.75%. This decision (supported by a 10-2 vote) pauses a streak of three [...]

CD terms can range from three months to five years. Learn which one is right for you.

Find out what happens to CDs that are set to mature.

Here are differences between CDs and share certificates, and which one to choose.

The best account to save your money will vary by your goal.

These credit unions offer great rates and top-notch features — and many make it easy to join.

Get the latest rates on top-yielding money market accounts.

How Reg. D impacts your savings account and why it pays to check with your bank.

CD terms can range from three months to five years. Learn which one is right for you.

Expect yields to continue trending downward in 2026.

These accounts sound similar, but there are some key differences to know.

Our top 5 picks scored highly for access, range of products and digital options.

Here are simple steps to take to avoid paying checking account fees.

Consumers without a bank account face hurdles when trying to cash a check.

This old-school way of paying is still in demand. Here’s everything you need to know.

Over time, ATM fees have climbed. Here’s what you need to know.

Finding the account number on a check is easy — if you know where to look.

Checks aren’t as ubiquitous as they once were, but you may still have to write one.

Knowing your ATM withdrawal limits can make a sudden need for cash easier to handle.

Mobile apps make managing your money a snap and mobile alerts can help protect it.