Banking

Setting aside pretax dollars in an HSA can help you defray future medical costs.

A look at what a bank bailout is with some examples of notable bank bailouts from the past.

Six Bankrate experts share the career moves that let them get ahead financially.

Fed officials are trying to prevent an economic slowdown from getting worse.

Tune in to Bankrate’s live coverage of the Fed’s first rate cut since 2020.

Rate cuts are coming. Just don’t call this a low-rate environment just yet.

Here’s how to save money and get the most bang for your buck.

Now is still a good time to consider CDs for your portfolio. Here are five reasons.

A majority (81%) of Americans did not increase their emergency savings this year

Here’s how to boost your savings.

Ready to open a savings account? Here’s what you’ll need to know.

An emergency fund is an essential part of a solid financial plan.

It’s a low interest rate environment, but there are ways to earn more on your money.

Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

Keeping your savings in a bank down the street may seem like the obvious play, but there may be real downsides for doing so.

Comparing savings rates can ensure you get the best return on your savings.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Sometimes paying an early withdrawal penalty on a CD isn’t a bad idea.

The Federal Reserve left interest rates unchanged at its first meeting of 2026, keeping borrowing costs in a target range of 3.5-3.75%. This decision (supported by a 10-2 vote) pauses a streak of three [...]

CD terms can range from three months to five years. Learn which one is right for you.

Find out what happens to CDs that are set to mature.

Take a look at the days when CDs were offering investors double-digit returns.

Here are differences between CDs and share certificates, and which one to choose.

Everything you need to know about opening an account.

CD terms can range from three months to five years. Learn which one is right for you.

Get the latest rates on top-yielding money market accounts.

Expect yields to continue trending downward in 2026.

These credit unions offer great rates and top-notch features — and many make it easy to join.

Investing with mutual funds is an easy way to build a diversified portfolio. Here’s what you need to know.

These accounts sound similar, but there are some key differences to know.

How Reg. D impacts your savings account and why it pays to check with your bank.

The best account to save your money will vary by your goal.

Mobile apps make managing your money a snap and mobile alerts can help protect it.

Online bill pay can add convenience and security to managing your routine bills.

A bank may deny you a checking account. Here is what you can do next.

Depositing cash into someone’s account isn’t always possible, but there are options.

Knowing your limit before making a purchase can help you make smarter decisions.

A second-chance checking account is designed for those whose banking history may prevent them from opening a standard account. Applicants sometimes have past problems such as an unpaid negative balance [...]

Spend money, pay bills, write checks or make fund transfers with a checking account.

Here’s how these two bank fees compare and how to best avoid them.