Banking

Banks are offering rates up to three times higher than average as the Fed cuts back.

New J.D. Power survey reveals sizable number of bank customers experienced fraud.

Confused about finding an HSA? Use these tips to determine the best deal for you.

The Federal Reserve cut interest rates for the second consecutive meeting but this time by a smaller quarter of a percentage point.

Follow along as Bankrate’s experts break down the Fed’s next interest rate decision.

Here are scenarios for when each choice – paying down debt or saving – makes more sense.

Some high-profile economists have called the Fed’s half-point call “a mistake.”

A new CFPB rule will make it easier for people to transfer their data between banks.

Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.

Comparing savings rates can ensure you get the best return on your savings.

The best account to save your money will vary by your goal.

A savings account can be a great tool to teach your child about money. Here are a few of our favorites.

High-yield savings rates fluctuate over time. Let’s explore what causes that.

The top high-yield savings accounts are currently earning APYs of 5 percent and greater.

Savers can stash their cash in a brokerage these days to rack up returns.

Interest is the price you pay to borrow money or the cost you charge to lend money.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.

Take a look at the days when CDs were offering investors double-digit returns.

Sometimes paying an early withdrawal penalty on a CD isn’t a bad idea.

The Federal Reserve left interest rates unchanged at its first meeting of 2026, keeping borrowing costs in a target range of 3.5-3.75%. This decision (supported by a 10-2 vote) pauses a streak of three [...]

CD terms can range from three months to five years. Learn which one is right for you.

Find out what happens to CDs that are set to mature.

Here are differences between CDs and share certificates, and which one to choose.

The best account to save your money will vary by your goal.

These credit unions offer great rates and top-notch features — and many make it easy to join.

Get the latest rates on top-yielding money market accounts.

How Reg. D impacts your savings account and why it pays to check with your bank.

CD terms can range from three months to five years. Learn which one is right for you.

Expect yields to continue trending downward in 2026.

These accounts sound similar, but there are some key differences to know.

Our top 5 picks scored highly for access, range of products and digital options.

Here are simple steps to take to avoid paying checking account fees.

Consumers without a bank account face hurdles when trying to cash a check.

This old-school way of paying is still in demand. Here’s everything you need to know.

Over time, ATM fees have climbed. Here’s what you need to know.

Finding the account number on a check is easy — if you know where to look.

Checks aren’t as ubiquitous as they once were, but you may still have to write one.

Knowing your ATM withdrawal limits can make a sudden need for cash easier to handle.

Mobile apps make managing your money a snap and mobile alerts can help protect it.