Banking
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Banking Basics
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Latest Articles
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Survey: Despite a resilient economy, experts still see a near 1-in-2 chance of a recession
Economists say the risks of a downturn are still high, even as the economy stays strong.
4 min read Jan 03, 2024 -
Savings and money market account rates forecast for 2024: Yields will dip but remain higher than inflation
Expect savings and money market account yields to slide lower, but they still should outpace inflation
2 min read Jan 02, 2024 -
Bankrate’s Interest Rate Forecast for 2024: Mortgages, credit cards and more will stay pricey, even if the Fed cut rates
See our predictions for rates on mortgages, credit cards, savings accounts and more.
10 min read Jan 02, 2024 -
CD rates forecast for 2024: Expect banner year for savers with strong yields, lower inflation rate
You can find a CD account that significantly out-earns the national average if you shop around among banks.
3 min read Jan 02, 2024 -
The best regional banks of 2024
Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.
9 min read Jan 01, 2024 -
9 ways to save more money in 2024
Make 2024 the year you take your savings to the next level.
4 min read Dec 27, 2023 -
What is a notary and what do they do?
A notary public witnesses and validates the signing of important documents.
3 min read Dec 22, 2023 -
Top 10 financial New Year’s resolutions and how to fulfill them
The start of a new year is a great time to set financial intentions.
9 min read Dec 22, 2023 -
6 ways to deposit cash into someone else’s account
Depositing cash into someone’s account isn’t always possible, but there are options.
4 min read Dec 22, 2023 -
Best banks for early direct deposit in 2024
Early access to direct deposited funds can make managing your budget a bit easier.
10 min read Dec 22, 2023 -
10 best money-making apps in 2024
Look for gigs, deals and other ways to earn money simply by browsing on your phone.
9 min read Dec 20, 2023 -
Regulation D and savings account withdrawal limits – here’s what changed
How Reg. D impacts your savings account and why it pays to check with your bank.
5 min read Dec 20, 2023 -
Bank of America near me: Find branches and ATMs close by
Looking for a nearby Bank of America location or ATM? Here’s how to find the closest ones.
2 min read Dec 19, 2023 -
Take the 52-week money challenge: What it is and how to do it
Use this challenge to stash more cash toward your savings goals.
4 min read Dec 19, 2023 -
What is a bounced check and how do you avoid it?
A bounced check is something that should be avoided. Here’s what you need to know.
5 min read Dec 19, 2023 -
What is a certified check? Definition, uses and cost
Learn the key characteristics of certified checks and how they differ from other types of payments.
3 min read Dec 19, 2023 -
Blacklisted by ChexSystems? Here’s what it is and what to do
Here’s everything you need to know about the specialty consumer reporting agency.
4 min read Dec 19, 2023 -
How to clear up your ChexSystems report
Whether it’s a mistake made by the bank or you, here’s what you need to know.
4 min read Dec 19, 2023 -
8 best money-saving apps of 2024
Build up your savings by automatically setting aside small amounts of money.
7 min read Dec 18, 2023 -
The best credit unions of 2024
These credit unions offer great rates and top-notch features — and many make it easy to join.
8 min read Dec 18, 2023
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