Banking

There’s no need to go overboard and hoard cash.

It’s the largest emergency reduction in the Fed’s more than 100-year history.

Here’s who stands to benefit the most from plunging interest rates.

The latest Fed move just might put retirees in a pinch.

How long can the Fed avoid slashing rates to zero?

The fed funds rate could quickly approach zero this year, experts said.

It’s the first emergency move since October 2008, during the Great Recession.

With markets swooning, all eyes are now turning to the Fed.

How Reg. D impacts your savings account and why it pays to check with your bank.

The best account to save your money will vary by your goal.

The APY percentage shows how much an account earns per year. Here’s what you need to know.

Here’s how much $100,000 in a high-yield savings account can earn you.

A majority (81%) of Americans did not increase their emergency savings this year

Most people know they should save. But understanding why can make the habit stick. Saving isn’t just about “being responsible” — it’s about control, opportunity, and peace of mind. Here are seven [...]

A savings account is a good tool for teaching children financial basics and responsibility.

Saving for your grandchildren can help to minimize the financial burdens they face down the road.

If you’ve been thinking of getting a longer-term CD, you may want to make a move.

Here’s how to proceed when your CD matures during falling rates.

CDs can be a useful tool to save, but make sure to shop around for the right kind and bank for you.

Learn how you can lose money on a CD.

Savers, here are strategies to invest in CDs.

A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

If you think rates may rise again soon, a bump-up CD could be what you’re looking for.

These credit unions offer great rates and top-notch features — and many make it easy to join.

Investing with mutual funds is an easy way to build a diversified portfolio. Here’s what you need to know.

These accounts sound similar, but there are some key differences to know.

How Reg. D impacts your savings account and why it pays to check with your bank.

The best account to save your money will vary by your goal.

Get the latest rates on top-yielding money market accounts.

With interest rates somewhat volatile, it’s important to shop around for the best money market mutual funds.

Our top 5 picks scored highly for access, range of products and digital options.

Knowing your limit before making a purchase can help you make smarter decisions.

A second-chance checking account is designed for those whose banking history may prevent them from opening a standard account. Applicants sometimes have past problems such as an unpaid negative balance [...]

Spend money, pay bills, write checks or make fund transfers with a checking account.

Here’s how these two bank fees compare and how to best avoid them.

This old-school way of paying is still in demand. Here’s everything you need to know.

Checks aren’t as ubiquitous as they once were, but you may still have to write one.

Over time, ATM fees have climbed. Here’s what you need to know.

Consumers without a bank account face hurdles when trying to cash a check.