It’s the money that you hope you’ll never need: the “rainy-day” fund. That’s because if you have to reach for it, something expensive happened. Unexpectedly.
And while you can’t stave off every emergency, you can take some of the financial sting out of the unknown by salting away a little extra money.
Following are 9 strategies for starting a rainy-day fund, keeping it safe and making sure you have enough when you really need it.